Industrial Bank of Korea (FRA:49DA) Earnings Yield %: 16.42% (As of Jul. 14, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:49DA Industrial Bank of Korea FRA:49DA
67 GF Score
Price €11.40
GF Value €6.65
! 5 Warning Signs
View Full Analysis

What is Industrial Bank of Korea Earnings Yield %?

Industrial Bank of Korea FRA:49DA +4.59% 67 Earnings Yield % is 16.42% as of Jul. 14, 2026. GuruFocus rates FRA:49DA with a GF Score™ of 67/100 and a GF Value™ of €6.65. The stock has 5 warning signs investors should review.

The earnings yield is an indication of how much return shareholders' investment in the company earned over the past 12 months. The higher the earnings yield is, the better.

As of today (2026-07-14), the stock price of Industrial Bank of Korea is €11.40. Industrial Bank of Korea's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €1.87. Therefore, Industrial Bank of Korea's earnings yield of today is 16.42%.

The earnings yield does not consider the growth of the business. A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Industrial Bank of Korea's Forward Rate of Return (Yacktman) % for the quarter that ended in Mar. 2026 was -49.07%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


Industrial Bank of Korea  (FRA:49DA) Earnings Yield % Explanation

If the P/E ratio is an indication of how many years it takes for the company to earn back the stock price shareholders pay to buy the shares, the earnings yield is an indication of how much return shareholders' investment in the company earned over the past 12 months. The higher the earnings yield is, the better.

If a company loses money, the earnings yield is negative. This gives a more straightforward indication that the company is losing money. This is an advantage of using earnings yield instead of the P/E ratio in valuation. For valuation purposes, the P/B Ratio and the P/S Ratio should be used for companies that are losing money.

Like the P/E ratio, the earnings yield can be used to compare investments in different industries. It can even be used to compare the attractiveness of different asset classes such as bonds and cash. Of course, the earnings yield should not be the only factor in deciding which asset classes to invest.

Also similar to the P/E ratio, the earnings yield does not consider the growth of the business. A growing company with the same earnings yield should be more attractive than a company that has the same earnings yield but does not grow.

A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %.

Be Aware

Just like the P/E Ratio, non-recurring items such as selling part of the business, selling a previous investment, etc., can affect earnings yield dramatically. The earning yield is also a poor indication for cyclical companies. When a cyclical stock has a high earnings yield it is usually at the peak of its cycle.


Industrial Bank of Korea Earnings Yield % Related Terms

FRA:49DA
67GF Score
Industrial Bank of Korea FRA:49DA
Earnings Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Industrial Bank of Korea Earnings Yield % Calculation

Earnings yield is the reciprocal of the P/E Ratio.

Industrial Bank of Korea's Earnings Yield for today is calculated as

Earnings Yield=Earnings per Share (Diluted) (TTM)/Share Price
=1.872/11.40
=16.42 %

Industrial Bank of Korea's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.872 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Earnings Yield=Net Income /Market Cap

The earnings in the calculation is the Trailing Twelve Months earnings.

Frequently Asked Questions Learn more about Earnings Yield % →
What does a Earnings Yield % of 16.42% mean?
Industrial Bank of Korea (FRA:49DA) has a Earnings Yield % of 16.42% as of Jul. 14, 2026. Earnings Yield equals per-share earnings divided by share price. It is the inverse of the price-earnings ratio. View historical data on Industrial Bank of Korea and its competitors.
Is Industrial Bank of Korea's Earnings Yield % too high?
Industrial Bank of Korea's current Earnings Yield % is 16.42%. Overall, Industrial Bank of Korea has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Industrial Bank of Korea's Earnings Yield % compare to competitors?
Industrial Bank of Korea's Earnings Yield % of 16.42% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield % for a Banks company?
A good Earnings Yield % depends on the Banks industry context. However, Earnings Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield % mean?
A high Earnings Yield % can signal that a stock is expensive relative to its fundamentals. Earnings Yield equals per-share earnings divided by share price. It is the inverse of the price-earnings ratio. View historical data on Industrial Bank of Korea and its competitors. Industrial Bank of Korea's current Earnings Yield % is 16.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial Bank of Korea stock overvalued right now?
Industrial Bank of Korea (FRA:49DA) has a current Earnings Yield % of 16.42%. The stock's GF Value™ is €6.65, compared to a current price of €11.40 — trading 71.4% above its estimated fair value. The current Earnings Yield % is 16.42%. Industrial Bank of Korea's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield % calculated?
Earnings Yield % is calculated from a company's financial statements. For Industrial Bank of Korea (FRA:49DA), the current Earnings Yield % is 16.42% as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Industrial Bank of Korea (FRA:49DA) Overvalued in 2026?

Based on GuruFocus' analysis, Industrial Bank of Korea stock appears to be overvalued. The current stock price of €11.40 is trading 71.4% above its estimated GF Value™ of €6.65.

Key valuation signals for FRA:49DA:

  • Earnings Yield %: 16.42%
  • GF Value™: €6.65 vs. price of €11.40 (71.4% above fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the FRA:49DA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Industrial Bank of Korea Business Description

Other Exchanges 024110:Korea
Address 79 Euljiro, Jung-gu, Seoul, KOR
Industrial Bank of Korea is a financial institution domiciled in Korea. It offers financial services such as foreign exchange, remittances, and digital banking. Its products include deposit accounts, debit cards, and remittance options for foreign customers. The bank provides personal banking and wealth services for individuals, and loans, overdrafts, and credit facilities for businesses. It operates through a broad branch network and mobile-banking platforms. The company principally earns revenue from interest income.
67GF Score

Get the complete analysis for FRA:49DA

Earnings Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.40
Price
€6.65
GF Value