PayPoint (CHIX:PAYL) EBIT: £64.6 Mil (TTM As of Mar. 2026)


CHIX:PAYL PayPoint PLC CHIX:PAYL
82 GF Score
Price £5.90
GF Value £7.24
Valuation Modestly Undervalued
! 5 Warning Signs
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What is PayPoint EBIT?

PayPoint CHIX:PAYL +3.96% 82 EBIT is £64.6 Mil as of Mar. 2026. GuruFocus rates CHIX:PAYL with a GF Score™ of 82/100 and a GF Value™ of £7.24 (Modestly Undervalued). The stock has 5 warning signs investors should review.

PayPoint's earnings before interest and taxes (EBIT) for the six months ended in Mar. 2026 was £40.2 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was £64.6 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. PayPoint's annualized ROC % for the quarter that ended in Mar. 2026 was 26.02%. PayPoint's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 251.21%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. PayPoint's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 16.75%.

PayPoint  (CHIX:PAYl) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

PayPoint's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Sep. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=91.09 * ( 1 - 26.26% )/( (242.679 + 273.567)/ 2 )
=67.169766/258.123
=26.02 %

where

Invested Capital(Q: Sep. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=605.214 - 362.31 - ( 151.933 - max(0, 364.365 - 364.59+151.933))
=242.679

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=503.812 - 241.373 - ( 115.172 - max(0, 274.246 - 263.118+115.172))
=273.567

Note: The Operating Income data used here is two times the semi-annual (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

PayPoint's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Sep. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=80.378/( ( (32.704 + max(-150.665, 0)) + (31.289 + max(-187.674, 0)) )/ 2 )
=80.378/( ( 32.704 + 31.289 )/ 2 )
=80.378/31.9965
=251.21 %

where Working Capital is:

Working Capital(Q: Sep. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(109.623 + 5.957 + 97.077) - (362.31 + 0 + 1.012)
=-150.665

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(25.497 + 6.119 + 45.956) - (241.373 + 0 + 23.873)
=-187.674

When net working capital is negative, 0 is used.

Note: The EBIT data used here is two times the semi-annual (Mar. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

PayPoint's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=64.602/385.759
=16.75 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PayPoint EBIT Related Terms

PayPoint EBIT Historical Data

* Premium members only.

The historical data trend for PayPoint's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PayPoint EBIT Chart

PayPoint Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 50.56 45.29 56.59 34.74 64.60

PayPoint Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.34 27.12 7.62 24.41 40.19

CHIX:PAYL vs MSFT, ORCL, PLTR: EBIT Comparison

For the Software - Infrastructure subindustry, PayPoint's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PayPoint EV-to-EBIT vs Software Industry

For the Software industry and Technology sector, PayPoint's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where PayPoint's EV-to-EBIT falls into.


CHIX:PAYL
82GF Score
PayPoint PLC CHIX:PAYL
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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PayPoint EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was £64.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of £64.6 Mil mean?
PayPoint (CHIX:PAYL) has a EBIT of £64.6 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on PayPoint.
Is PayPoint's EBIT too high?
PayPoint's current EBIT is £64.6 Mil. Overall, PayPoint has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PayPoint's EBIT compare to MSFT and ORCL?
PayPoint's EBIT of £64.6 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Software company?
A good EBIT depends on the Software industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on PayPoint. PayPoint's current EBIT is £64.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPoint stock overvalued right now?
Based on GuruFocus' analysis, PayPoint (CHIX:PAYL) is currently considered Modestly Undervalued. The stock's GF Value™ is £7.24, compared to a current price of £5.90 — trading 18.5% below its estimated fair value. The current EBIT is £64.6 Mil. PayPoint's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For PayPoint (CHIX:PAYL), the current EBIT is £64.6 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PayPoint (CHIX:PAYL) Overvalued in 2026?

Based on GuruFocus' analysis, PayPoint stock appears to be undervalued. The current stock price of £5.90 is trading 18.5% below its estimated GF Value™ of £7.24. GuruFocus considers PayPoint to be Modestly Undervalued.

Key valuation signals for CHIX:PAYL:

  • EBIT: £64.6 Mil
  • GF Value™: £7.24 vs. price of £5.90 (18.5% below fair value)
  • GF Score™: 82/100 with 5 warning signs

No single metric tells the full story. See the CHIX:PAYL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PayPoint Business Description

Other Exchanges PYPTF:USAPAY:UK
Address 1 The Boulevard, Shire Park, Welwyn Garden City, Hertfordshire, GBR, AL7 1EL
PayPoint PLC is a United Kingdom-based company that provides consumer transaction services. The company's solutions help clients control household finances, essential payments, and in-store services. The company's operations involve processing high-volume transactions, managing retailers and clients, selling funds, and transmitting data. PayPoint's network covers convenience stores and numerous outlets, where clients can use the company's solutions to make energy meter prepayments, bill payments, benefit payments, mobile phone top-ups, cash withdrawals, and other services. Its operating segments are; PayPoint which derives key revenue, and Love2shop. The company generates the majority of its revenue from the UK.
82GF Score

Get the complete analysis for CHIX:PAYL

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£5.90
Price
£7.24
GF Value