The Hartford Insurance Group (MIL:1HIG) EBIT: €4,495 Mil (TTM As of Mar. 2026)

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MIL:1HIG The Hartford Insurance Group Inc MIL:1HIG
63 GF Score
Price €117.00
GF Value €115.60
Valuation Fairly Valued
! 5 Warning Signs
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What is The Hartford Insurance Group EBIT?

The Hartford Insurance Group MIL:1HIG 63 EBIT is €4,495 Mil as of Mar. 2026. GuruFocus rates MIL:1HIG with a GF Score™ of 63/100 and a GF Value™ of €115.60 (Fairly Valued). The stock has 5 warning signs investors should review.

The Hartford Insurance Group's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was €958 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was €4,495 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. The Hartford Insurance Group's annualized ROC % for the quarter that ended in Mar. 2026 was 4.18%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. The Hartford Insurance Group's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 12.19%.


The Hartford Insurance Group  (MIL:1HIG) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

The Hartford Insurance Group's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=3830.22 * ( 1 - 19.02% )/( (73634.3993 + 74834.22075)/ 2 )
=3101.712156/74234.310025
=4.18 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=73441.438 - 0 - ( 113.582 - 5% * 6130.866 )
=73634.3993

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=74668.53 - 0 - ( 143.59 - 5% * 6185.615 )
=74834.22075

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

The Hartford Insurance Group's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=4495.271/36880.893
=12.19 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


The Hartford Insurance Group EBIT Related Terms


The Hartford Insurance Group EBIT Historical Data

* Premium members only.

The historical data trend for The Hartford Insurance Group's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Hartford Insurance Group EBIT Chart

The Hartford Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,778.02 2,336.40 3,014.18 3,865.84 4,234.99

The Hartford Insurance Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 770.53 1,123.63 1,165.54 1,248.55 957.56

MIL:1HIG vs ACGL, AIG, PLGO: EBIT Comparison

For the Insurance - Diversified subindustry, The Hartford Insurance Group's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Hartford Insurance Group EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, The Hartford Insurance Group's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where The Hartford Insurance Group's EV-to-EBIT falls into.


MIL:1HIG
63GF Score
The Hartford Insurance Group Inc MIL:1HIG
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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The Hartford Insurance Group EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €4,495 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of €4,495 Mil mean?
The Hartford Insurance Group (MIL:1HIG) has a EBIT of €4,495 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on The Hartford Insurance Group.
Is The Hartford Insurance Group's EBIT too high?
The Hartford Insurance Group's current EBIT is €4,495 Mil. Overall, The Hartford Insurance Group has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Hartford Insurance Group's EBIT compare to ACGL and AIG?
The Hartford Insurance Group's EBIT of €4,495 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on The Hartford Insurance Group. The Hartford Insurance Group's current EBIT is €4,495 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Hartford Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, The Hartford Insurance Group (MIL:1HIG) is currently considered Fairly Valued. The stock's GF Value™ is €115.60, compared to a current price of €117.00 — trading 1.2% above its estimated fair value. The current EBIT is €4,495 Mil. The Hartford Insurance Group's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For The Hartford Insurance Group (MIL:1HIG), the current EBIT is €4,495 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Hartford Insurance Group (MIL:1HIG) Overvalued in 2026?

Based on GuruFocus' analysis, The Hartford Insurance Group stock appears to be overvalued. The current stock price of €117.00 is trading 1.2% above its estimated GF Value™ of €115.60. GuruFocus considers The Hartford Insurance Group to be Fairly Valued.

Key valuation signals for MIL:1HIG:

  • EBIT: €4,495 Mil
  • GF Value™: €115.60 vs. price of €117.00 (1.2% above fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the MIL:1HIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Hartford Insurance Group Business Description

Address One Hartford Plaza, Hartford, CT, USA, 06155
The Hartford Insurance Group Inc. provides property and casualty insurance, group benefits, and mutual funds. The company is widely recognized for its service excellence, sustainability practices, trust, and integrity. The Company currently conducts business principally in five reportable segments, including Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits, and Hartford Funds, as well as a Corporate category. The company generates a majority of its revenue from Business Insurance.
63GF Score

Get the complete analysis for MIL:1HIG

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€117.00
Price
€115.60
GF Value