Allianz SE (STU:ALVE) EBIT: €13,477 Mil (TTM As of Mar. 2026)


STU:ALVE Allianz SE STU:ALVE
77 GF Score
Price €40.40
GF Value €34.07
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Allianz SE EBIT?

Allianz SE STU:ALVE +0.50% 77 EBIT is €13,477 Mil as of Mar. 2026. GuruFocus rates STU:ALVE with a GF Score™ of 77/100 and a GF Value™ of €34.07 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Allianz SE's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was €5,305 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was €13,477 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Allianz SE's annualized ROC % for the quarter that ended in Mar. 2026 was 1.60%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Allianz SE's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 8.25%.


Allianz SE  (STU:ALVE) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Allianz SE's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=21220 * ( 1 - 24.94% )/( (989150.9 + 1001136.25)/ 2 )
=15927.732/995143.575
=1.60 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=1024276 - 7163 - ( 29855 - 5% * 37858 )
=989150.9

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=1027101 - 0 - ( 27518 - 5% * 31065 )
=1001136.25

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Allianz SE's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=13477/163451.441
=8.25 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Allianz SE EBIT Related Terms


Allianz SE EBIT Historical Data

* Premium members only.

The historical data trend for Allianz SE's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allianz SE EBIT Chart

Allianz SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10,679.00 11,087.00 0.00 0.00 0.00

Allianz SE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,745.00 0.00 4,188.00 3,984.00 5,305.00

STU:ALVE vs BRK.A, AIG, HIG: EBIT Comparison

For the Insurance - Diversified subindustry, Allianz SE's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allianz SE EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Allianz SE's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Allianz SE's EV-to-EBIT falls into.


STU:ALVE
77GF Score
Allianz SE STU:ALVE
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Allianz SE EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €13,477 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of €13,477 Mil mean?
Allianz SE (STU:ALVE) has a EBIT of €13,477 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Allianz SE.
Is Allianz SE's EBIT too high?
Allianz SE's current EBIT is €13,477 Mil. Overall, Allianz SE has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allianz SE's EBIT compare to BRK.A and AIG?
Allianz SE's EBIT of €13,477 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Allianz SE. Allianz SE's current EBIT is €13,477 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz SE stock overvalued right now?
Based on GuruFocus' analysis, Allianz SE (STU:ALVE) is currently considered Modestly Overvalued. The stock's GF Value™ is €34.07, compared to a current price of €40.40 — trading 18.6% above its estimated fair value. The current EBIT is €13,477 Mil. Allianz SE's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Allianz SE (STU:ALVE), the current EBIT is €13,477 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allianz SE (STU:ALVE) Overvalued in 2026?

Based on GuruFocus' analysis, Allianz SE stock appears to be overvalued. The current stock price of €40.40 is trading 18.6% above its estimated GF Value™ of €34.07. GuruFocus considers Allianz SE to be Modestly Overvalued.

Key valuation signals for STU:ALVE:

  • EBIT: €13,477 Mil
  • GF Value™: €34.07 vs. price of €40.40 (18.6% above fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the STU:ALVE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allianz SE Business Description

Address Koniginstrasse 28, Munich, BY, DEU, 80802
Allianz was founded as a transport and accident insurance firm in 1890 by Carl von Thieme and Wilhelm von Finck, the founders of Munich Re. It took the company five years to expand into Europe and North America and subsequently list in Berlin. After World War I, individuals were confronted with the loss of wealth, life, and security and Allianz founded a life business in the 1920s. In the years after World War II, Allianz's foreign assets were seized, and it lost its foreign business. By relocating its head office from Berlin to Munich in 1948, Allianz began the long road of rebuilding its domestic business. It took 20 years for the company to reacquire its prior foreign interests, starting in Austria. It became the largest European insurer in the postwar boom era.
77GF Score

Get the complete analysis for STU:ALVE

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€40.40
Price
€34.07
GF Value