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AssurantSTU:ZAS -2.80%68 3-Year EBITDA Growth Rate is 34.30% as of Jun. 2026, which is 193% above its 10-year median of 11.70. GuruFocus rates STU:ZAS with a GF Score™ of 68/100 and a GF Value™ of €209.60 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 295 Insurance companies, Assurant ranks better than 73.9% on this metric.
During the past 12 months, Assurant's average EBITDA Per Share Growth Rate was 42.60% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 34.30% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 16.70% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 11.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Assurant was 128.80% per year. The lowest was -19.80% per year. And the median was 11.70% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Assurant 3-Year EBITDA Growth Rate Related Terms
STU:ZAS vs CNA, AFG, ORI: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, Assurant's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Assurant 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Assurant's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Assurant's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 34.30% mean?
Assurant (STU:ZAS) has a 3-Year EBITDA Growth Rate of 34.30% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Assurant and its competitors. This is 193% above median its historical median of 11.70. According to the industry distribution chart, Assurant ranks #77 out of 295 companies in the Insurance industry, placing it in the top 26.1%.
Is Assurant's 3-Year EBITDA Growth Rate too high?
Assurant's current 3-Year EBITDA Growth Rate of 34.30% is 193% above median its 10-year median of 11.70. The Insurance industry median 3-Year EBITDA Growth Rate is 16.80. Assurant's value of 34.30% is 104.2% above this industry median. Based on the distribution chart, Assurant ranks #77 out of 295 companies in the Insurance industry, which is above the industry midpoint. Overall, Assurant has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Assurant's 3-Year EBITDA Growth Rate compare to CNA and AFG?
According to the Insurance industry distribution chart, Assurant ranks #77 out of 295 companies for 3-Year EBITDA Growth Rate. This puts Assurant in the upper half of its industry. The industry median 3-Year EBITDA Growth Rate is 16.80. Assurant's value of 34.30% is 104.2% above this benchmark. While the company's 10-year median is 11.70 vs. the industry median of 16.80, Assurant has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 16.80, based on 295 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Assurant's current 3-Year EBITDA Growth Rate of 34.30% is 104.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Assurant and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 16.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Assurant's current 3-Year EBITDA Growth Rate is 34.30%, which is 193% above median its own 10-year median of 11.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Assurant stock overvalued right now?
Based on GuruFocus' analysis, Assurant (STU:ZAS) is currently considered Modestly Overvalued. The stock's GF Value™ is €209.60, compared to a current price of €249.60 — trading 19.1% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 34.30%, which is 193% above median its 10-year median of 11.70 and 104.2% above the Insurance industry median of 16.80. Assurant's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Assurant (STU:ZAS), the current 3-Year EBITDA Growth Rate is 34.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Assurant (STU:ZAS) Overvalued in 2026?
Based on GuruFocus' analysis, Assurant stock appears to be overvalued.
The current stock price of €249.60 is trading 19.1% above its estimated GF Value™ of €209.60.
GuruFocus considers Assurant to be Modestly Overvalued.
Key valuation signals for STU:ZAS:
3-Year EBITDA Growth Rate: 34.30% (193% above median its 10-year median of 11.70)
GF Value™: €209.60 vs. price of €249.60 (19.1% above fair value)
Industry Position: 104.2% above the Insurance median (#77 of 295)
No single metric tells the full story. See the STU:ZAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Assurant Inc is a protection company that partners with the brands to safeguard and service connected devices, homes and automobiles. It operate in North America, Latin America, Europe and Asia Pacific through two operating segments: Global Lifestyle and Global Housing. Global Lifestyle: includes mobile device solutions, consumer electronics and appliances services, and financial services and other insurance products. Global Housing: includes lender-placed homeowners, manufactured housing and flood insurance, as well as voluntary manufactured housing, condominium and homeowners insurance. In addition, the Company reports the Corporate and Other segment, which includes corporate employee-related expenses, activities of the holding company and investments in the home warranty business.
68GF Score
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