COFAF (Coface) EBITDA Margin %: 22.11% (As of Mar. 2026) — Near Median


COFAF Coface SA COFAF
57 GF Score
Price $17.91
GF Value $17.71
Valuation Fairly Valued
! 4 Warning Signs
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What is Coface EBITDA Margin %?

Coface COFAF -1.62% 57 EBITDA Margin % is 22.11% as of Mar. 2026, which is 4% above its 10-year median of 21.29. GuruFocus rates COFAF with a GF Score™ of 57/100 and a GF Value™ of $17.71 (Fairly Valued). The stock has 4 warning signs investors should review. Among 369 Insurance companies, Coface ranks better than 68.83% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. Coface's EBITDA for the three months ended in Mar. 2026 was $106 Mil. Coface's Revenue for the three months ended in Mar. 2026 was $478 Mil. Therefore, Coface's EBITDA margin for the quarter that ended in Mar. 2026 was 22.11%.


Coface  (OTCPK:COFAF) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


Coface EBITDA Margin % Related Terms


Coface EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for Coface's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Coface EBITDA Margin % Chart

Coface Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.76 25.28 25.20 27.09 22.04

Coface Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.02 24.70 21.51 17.73 22.11

COFAF vs RGA, EG, RNR: EBITDA Margin % Comparison

For the Insurance - Reinsurance subindustry, Coface's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Coface EBITDA Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Coface's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where Coface's EBITDA Margin % falls into.


COFAF
57GF Score
Coface SA COFAF
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Coface EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

Coface's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=428.966/1946.707
=22.04 %

Coface's EBITDA Margin % for the quarter that ended in Mar. 2026 is calculated as

EBITDA Margin %=EBITDA (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=105.736/478.157
=22.11 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 22.11% mean?
Coface (COFAF) has a EBITDA Margin % of 22.11% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Coface and its competitors. This is near median its historical median of 21.29. Over the past decade, Coface's EBITDA Margin % has ranged from 11.81 to 27.09. According to the industry distribution chart, Coface ranks #115 out of 369 companies in the Insurance industry, placing it in the top 31.2%.
Is Coface's EBITDA Margin % too high?
Coface's current EBITDA Margin % of 22.11% is near median its 10-year median of 21.29. Over the past 10 years, this metric has ranged from a low of 11.81 to a high of 27.09. The Insurance industry median EBITDA Margin % is 14.81. Coface's value of 22.11% is 49.3% above this industry median. Based on the distribution chart, Coface ranks #115 out of 369 companies in the Insurance industry, which is above the industry midpoint. Overall, Coface has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Coface's EBITDA Margin % compare to RGA and EG?
According to the Insurance industry distribution chart, Coface ranks #115 out of 369 companies for EBITDA Margin %. This puts Coface in the upper half of its industry. The industry median EBITDA Margin % is 14.81. Coface's value of 22.11% is 49.3% above this benchmark. Historically, Coface's own EBITDA Margin % has ranged from 11.81 to 27.09 over the past decade. While the company's 10-year median is 21.29 vs. the industry median of 14.81, Coface has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Coface's current EBITDA Margin % of 22.11% is 49.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Coface and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Coface's current EBITDA Margin % is 22.11%, which is near median its own 10-year median of 21.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coface stock overvalued right now?
Based on GuruFocus' analysis, Coface (COFAF) is currently considered Fairly Valued. The stock's GF Value™ is $17.71, compared to a current price of $17.91 — trading 1.1% above its estimated fair value. The current EBITDA Margin % is 22.11%, which is near median its 10-year median of 21.29 and 49.3% above the Insurance industry median of 14.81. Coface's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Coface (COFAF), the current EBITDA Margin % is 22.11% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Coface (COFAF) Overvalued in 2026?

Based on GuruFocus' analysis, Coface stock appears to be overvalued. The current stock price of $17.91 is trading 1.1% above its estimated GF Value™ of $17.71. GuruFocus considers Coface to be Fairly Valued.

Key valuation signals for COFAF:

  • EBITDA Margin %: 22.11% (near median its 10-year median of 21.29)
  • GF Value™: $17.71 vs. price of $17.91 (1.1% above fair value)
  • GF Score™: 57/100 with 4 warning signs
  • Industry Position: 49.3% above the Insurance median (#115 of 369)

No single metric tells the full story. See the COFAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Coface Business Description

Address 1, place Costes et Bellonte, CS 20003, Bois-Colombes, FRA, 92270
Coface SA is a property and casualty insurance company. The vast majority of its revenue is generated by its group reinsurance business. Majority of the company's sales are generated in Europe. The company offers credit insurance products to protect companies against potentially uncollected payments from their customers. Coface's plan focuses on risk management. The company considers merger and acquisition investment as a component of its operational growth Plan..
57GF Score

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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.91
Price
$17.71
GF Value