ADBT (Advasa Holdings) Effective Interest Rate on Debt %: 1.49% (As of Jun. 2026)

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ADBT Advasa Holdings Inc ADBT
8 GF Score
Price $5.42
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What is Advasa Holdings Effective Interest Rate on Debt %?

Advasa Holdings ADBT -16.77% 8 Effective Interest Rate on Debt % is 1.49% as of Jun. 2026. GuruFocus rates ADBT with a GF Score™ of 8/100.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Advasa Holdings's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was $0.06 Mil. Advasa Holdings's average total debt for the quarter that ended in Jun. 2026 was $3.76 Mil. Therefore, Advasa Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 1.49%.


Advasa Holdings  (NAS:ADBT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Advasa Holdings Effective Interest Rate on Debt % Related Terms


Advasa Holdings Effective Interest Rate on Debt % Historical Data

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The historical data trend for Advasa Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Advasa Holdings Effective Interest Rate on Debt % Chart

Advasa Holdings Annual Data
Trend Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
1.04 1.04 1.38

Advasa Holdings Quarterly Data
Mar24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial 1.10 1.03 1.04 1.33 1.49

ADBT vs : Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Advasa Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Advasa Holdings Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Advasa Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Advasa Holdings's Effective Interest Rate on Debt % falls into.


ADBT
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Advasa Holdings Inc ADBT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Advasa Holdings Effective Interest Rate on Debt % Calculation

Advasa Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -0.146/( (14.237+6.936)/ 2 )
=-1  *  -0.146/10.5865
=1.38 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=14.031 + 0.206
=14.237

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.466 + 6.47
=6.936

Advasa Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -0.056/( (6.936+0.59)/ 2 )
=-1  *  -0.056/3.763
=1.49 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.466 + 6.47
=6.936

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.414 + 0.176
=0.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.49% mean?
Advasa Holdings (ADBT) has a Effective Interest Rate on Debt % of 1.49% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Advasa Holdings and its competitors.
Is Advasa Holdings' Effective Interest Rate on Debt % too high?
Advasa Holdings' current Effective Interest Rate on Debt % is 1.49%. Overall, Advasa Holdings has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Advasa Holdings' Effective Interest Rate on Debt % compare to ?
Advasa Holdings' Effective Interest Rate on Debt % of 1.49% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Advasa Holdings and its competitors. Advasa Holdings's current Effective Interest Rate on Debt % is 1.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Advasa Holdings stock overvalued right now?
Advasa Holdings (ADBT) has a current Effective Interest Rate on Debt % of 1.49%. The current Effective Interest Rate on Debt % is 1.49%. Advasa Holdings' overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Advasa Holdings (ADBT), the current Effective Interest Rate on Debt % is 1.49% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Advasa Holdings Business Description

Comparable Companies
Address 1-2-7 Moto-Akasake, 4th Floor, Minato-ku, Tokyo, JPN, 107-0051
Advasa Holdings Inc is a financial technology and services company that offers a suite of financial services and solutions. Its earned wage access (EWA) service, named 'FUKUPE', provides employees with real-time access to their earned wages through cashless receipts and settlements that integrate seamlessly with wallets, cards, and bank accounts. The company also licenses its EWA technology portfolio and offers OEM (original equipment manufacturer) services. The company generates the majority of revenue from the provision of software maintenance services. Geographically, the company operates only in Japan.
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