Ghitha Holding PJSC (ADX:GHITHA) Effective Interest Rate on Debt %: 5.64% (As of Jun. 2026)

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ADX:GHITHA Ghitha Holding PJSC ADX:GHITHA
75 GF Score
Price د.إ11.36
GF Value د.إ36.35
Valuation Possible Value Trap
! 6 Warning Signs
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What is Ghitha Holding PJSC Effective Interest Rate on Debt %?

Ghitha Holding PJSC ADX:GHITHA +1.07% 75 Effective Interest Rate on Debt % is 5.64% as of Jun. 2026. GuruFocus rates ADX:GHITHA with a GF Score™ of 75/100 and a GF Value™ of د.إ36.35 (Possible Value Trap). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Ghitha Holding PJSC's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was د.إ82 Mil. Ghitha Holding PJSC's average total debt for the quarter that ended in Jun. 2026 was د.إ1,457 Mil. Therefore, Ghitha Holding PJSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 5.64%.


Ghitha Holding PJSC  (ADX:GHITHA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Ghitha Holding PJSC Effective Interest Rate on Debt % Related Terms


Ghitha Holding PJSC Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Ghitha Holding PJSC's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ghitha Holding PJSC Effective Interest Rate on Debt % Chart

Ghitha Holding PJSC Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 1.25 2.12 6.03 5.99 6.42

Ghitha Holding PJSC Quarterly Data
Sep20 Dec20 Jun21 Sep21 Dec21 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.97 6.25 0.00 5.75 5.64

ADX:GHITHA vs SYY, USFD, PFGC: Effective Interest Rate on Debt % Comparison

For the Food Distribution subindustry, Ghitha Holding PJSC's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ghitha Holding PJSC Effective Interest Rate on Debt % vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Ghitha Holding PJSC's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Ghitha Holding PJSC's Effective Interest Rate on Debt % falls into.


ADX:GHITHA
75GF Score
Ghitha Holding PJSC ADX:GHITHA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ghitha Holding PJSC Effective Interest Rate on Debt % Calculation

Ghitha Holding PJSC's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -85.829/( (1139.591+1535.046)/ 2 )
=-1  *  -85.829/1337.3185
=6.42 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=579.443 + 560.148
=1139.591

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=951.37 + 583.676
=1535.046

Ghitha Holding PJSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -82.188/( (1413.647+1499.465)/ 2 )
=-1  *  -82.188/1456.556
=5.64 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1145.71 + 267.937
=1413.647

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1112.551 + 386.914
=1499.465

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.64% mean?
Ghitha Holding PJSC (ADX:GHITHA) has a Effective Interest Rate on Debt % of 5.64% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ghitha Holding PJSC and its competitors.
Is Ghitha Holding PJSC's Effective Interest Rate on Debt % too high?
Ghitha Holding PJSC's current Effective Interest Rate on Debt % is 5.64%. Overall, Ghitha Holding PJSC has a GF Score™ of 75/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ghitha Holding PJSC's Effective Interest Rate on Debt % compare to SYY and USFD?
Ghitha Holding PJSC's Effective Interest Rate on Debt % of 5.64% can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Defensive company?
A good Effective Interest Rate on Debt % depends on the Retail - Defensive industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ghitha Holding PJSC and its competitors. Ghitha Holding PJSC's current Effective Interest Rate on Debt % is 5.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ghitha Holding PJSC stock overvalued right now?
Based on GuruFocus' analysis, Ghitha Holding PJSC (ADX:GHITHA) is currently considered Possible Value Trap. The stock's GF Value™ is د.إ36.35, compared to a current price of د.إ11.36 — trading 68.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.64%. Ghitha Holding PJSC's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Ghitha Holding PJSC (ADX:GHITHA), the current Effective Interest Rate on Debt % is 5.64% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ghitha Holding PJSC (ADX:GHITHA) Overvalued in 2026?

Based on GuruFocus' analysis, Ghitha Holding PJSC stock appears to be undervalued. The current stock price of د.إ11.36 is trading 68.7% below its estimated GF Value™ of د.إ36.35. GuruFocus considers Ghitha Holding PJSC to be Possible Value Trap.

Key valuation signals for ADX:GHITHA:

  • Effective Interest Rate on Debt %: 5.64%
  • GF Value™: د.إ36.35 vs. price of د.إ11.36 (68.7% below fair value)
  • GF Score™: 75/100 with 6 warning signs

No single metric tells the full story. See the ADX:GHITHA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ghitha Holding PJSC Business Description

Address Al Faymah Street, PO Box 53314, Business Avenue Tower, Unit 1501, Al Danah, Abu Dhabi, ARE
Ghitha Holding PJSC is engaged in trading, re-packaging, and distribution of food products. Its segments include Fruits and vegetables, Dairy and protein, Trading and distribution, Edible oil and fats, Investment, and Others. The majority of its revenue is generated from the Dairy and protein segment.
75GF Score

Get the complete analysis for ADX:GHITHA

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ11.36
Price
د.إ36.35
GF Value