International Holdings Co PJSC (ADX:IHC) Effective Interest Rate on Debt %: 5.53% (As of Mar. 2026)

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ADX:IHC International Holdings Co PJSC ADX:IHC
91 GF Score
Price د.إ380.00
GF Value د.إ627.75
Valuation Significantly Undervalued
! 8 Warning Signs
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What is International Holdings Co PJSC Effective Interest Rate on Debt %?

International Holdings Co PJSC ADX:IHC 91 Effective Interest Rate on Debt % is 5.53% as of Mar. 2026. GuruFocus rates ADX:IHC with a GF Score™ of 91/100 and a GF Value™ of د.إ627.75 (Significantly Undervalued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. International Holdings Co PJSC's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was د.إ5,265 Mil. International Holdings Co PJSC's average total debt for the quarter that ended in Mar. 2026 was د.إ95,277 Mil. Therefore, International Holdings Co PJSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.53%.


International Holdings Co PJSC  (ADX:IHC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


International Holdings Co PJSC Effective Interest Rate on Debt % Related Terms


International Holdings Co PJSC Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for International Holdings Co PJSC's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Holdings Co PJSC Effective Interest Rate on Debt % Chart

International Holdings Co PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.07 4.26 4.78 5.65 5.55

International Holdings Co PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.90 5.56 5.47 4.68 5.53

ADX:IHC vs HON, MMM: Effective Interest Rate on Debt % Comparison

For the Conglomerates subindustry, International Holdings Co PJSC's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International Holdings Co PJSC Effective Interest Rate on Debt % vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, International Holdings Co PJSC's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where International Holdings Co PJSC's Effective Interest Rate on Debt % falls into.


ADX:IHC
91GF Score
International Holdings Co PJSC ADX:IHC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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International Holdings Co PJSC Effective Interest Rate on Debt % Calculation

International Holdings Co PJSC's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -4699.687/( (79259.897+90088.707)/ 2 )
=-1  *  -4699.687/84674.302
=5.55 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=57525.96 + 21733.937
=79259.897

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=77230.127 + 12858.58
=90088.707

International Holdings Co PJSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -5265.084/( (90088.707+100466.065)/ 2 )
=-1  *  -5265.084/95277.386
=5.53 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=77230.127 + 12858.58
=90088.707

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=84126.914 + 16339.151
=100466.065

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.53% mean?
International Holdings Co PJSC (ADX:IHC) has a Effective Interest Rate on Debt % of 5.53% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on International Holdings Co PJSC and its competitors.
Is International Holdings Co PJSC's Effective Interest Rate on Debt % too high?
International Holdings Co PJSC's current Effective Interest Rate on Debt % is 5.53%. Overall, International Holdings Co PJSC has a GF Score™ of 91/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does International Holdings Co PJSC's Effective Interest Rate on Debt % compare to HON and MMM?
International Holdings Co PJSC's Effective Interest Rate on Debt % of 5.53% can be compared against companies in the Conglomerates industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Conglomerates company?
A good Effective Interest Rate on Debt % depends on the Conglomerates industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on International Holdings Co PJSC and its competitors. International Holdings Co PJSC's current Effective Interest Rate on Debt % is 5.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Holdings Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, International Holdings Co PJSC (ADX:IHC) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ627.75, compared to a current price of د.إ380.00 — trading 39.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.53%. International Holdings Co PJSC's overall GF Score™ is 91/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For International Holdings Co PJSC (ADX:IHC), the current Effective Interest Rate on Debt % is 5.53% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Holdings Co PJSC (ADX:IHC) Overvalued in 2026?

Based on GuruFocus' analysis, International Holdings Co PJSC stock appears to be undervalued. The current stock price of د.إ380.00 is trading 39.5% below its estimated GF Value™ of د.إ627.75. GuruFocus considers International Holdings Co PJSC to be Significantly Undervalued.

Key valuation signals for ADX:IHC:

  • Effective Interest Rate on Debt %: 5.53%
  • GF Value™: د.إ627.75 vs. price of د.إ380.00 (39.5% below fair value)
  • GF Score™: 91/100 with 8 warning signs

No single metric tells the full story. See the ADX:IHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


International Holdings Co PJSC Business Description

Address Al Muntazah-Ministries Complex, P.O. Box 32619, Abu Dhabi, ARE
International Holdings Co PJSC is a United Arab Emirates-based public joint stock company. The group, along with its subsidiaries, is engaged in management services and investing in diversified projects; trading and importing of food items; the sale of poultry products, and others. The company is organized into business segments as follows: Real estate and construction, Food, Technology, Financial services, Marine and dredging, Hospitality and leisure, Energy, Services, and other segments. It generates the majority of its revenue from the Real estate and construction segment.
91GF Score

Get the complete analysis for ADX:IHC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ380.00
Price
د.إ627.75
GF Value