Invictus Investment Co (ADX:INVICTUS) Effective Interest Rate on Debt %: 6.94% (As of Dec. 2025)

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ADX:INVICTUS Invictus Investment Co PLC ADX:INVICTUS
44 GF Score
Price د.إ1.48
GF Value د.إ3.65
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Invictus Investment Co Effective Interest Rate on Debt %?

Invictus Investment Co ADX:INVICTUS 44 Effective Interest Rate on Debt % is 6.94% as of Dec. 2025. GuruFocus rates ADX:INVICTUS with a GF Score™ of 44/100 and a GF Value™ of د.إ3.65 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Invictus Investment Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was د.إ273 Mil. Invictus Investment Co's average total debt for the quarter that ended in Dec. 2025 was د.إ3,939 Mil. Therefore, Invictus Investment Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 6.94%.


Invictus Investment Co  (ADX:INVICTUS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Invictus Investment Co Effective Interest Rate on Debt % Related Terms


Invictus Investment Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Invictus Investment Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Invictus Investment Co Effective Interest Rate on Debt % Chart

Invictus Investment Co Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 3.55 7.36 10.50 6.25 7.29

Invictus Investment Co Semi-Annual Data
Dec19 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.30 8.72 6.79 6.88 6.94

ADX:INVICTUS vs SYY, USFD, PFGC: Effective Interest Rate on Debt % Comparison

For the Food Distribution subindustry, Invictus Investment Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Invictus Investment Co Effective Interest Rate on Debt % vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Invictus Investment Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Invictus Investment Co's Effective Interest Rate on Debt % falls into.


ADX:INVICTUS
44GF Score
Invictus Investment Co PLC ADX:INVICTUS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Invictus Investment Co Effective Interest Rate on Debt % Calculation

Invictus Investment Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -247.535/( (2681.276+4111.825)/ 2 )
=-1  *  -247.535/3396.5505
=7.29 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=696.328 + 1984.948
=2681.276

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=595.516 + 3516.309
=4111.825

Invictus Investment Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -273.234/( (3766.694+4111.825)/ 2 )
=-1  *  -273.234/3939.2595
=6.94 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=629.789 + 3136.905
=3766.694

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=595.516 + 3516.309
=4111.825

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.94% mean?
Invictus Investment Co (ADX:INVICTUS) has a Effective Interest Rate on Debt % of 6.94% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Invictus Investment Co and its competitors.
Is Invictus Investment Co's Effective Interest Rate on Debt % too high?
Invictus Investment Co's current Effective Interest Rate on Debt % is 6.94%. Overall, Invictus Investment Co has a GF Score™ of 44/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Invictus Investment Co's Effective Interest Rate on Debt % compare to SYY and USFD?
Invictus Investment Co's Effective Interest Rate on Debt % of 6.94% can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Defensive company?
A good Effective Interest Rate on Debt % depends on the Retail - Defensive industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Invictus Investment Co and its competitors. Invictus Investment Co's current Effective Interest Rate on Debt % is 6.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Invictus Investment Co stock overvalued right now?
Based on GuruFocus' analysis, Invictus Investment Co (ADX:INVICTUS) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ3.65, compared to a current price of د.إ1.48 — trading 59.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.94%. Invictus Investment Co's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Invictus Investment Co (ADX:INVICTUS), the current Effective Interest Rate on Debt % is 6.94% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Invictus Investment Co (ADX:INVICTUS) Overvalued in 2026?

Based on GuruFocus' analysis, Invictus Investment Co stock appears to be undervalued. The current stock price of د.إ1.48 is trading 59.5% below its estimated GF Value™ of د.إ3.65. GuruFocus considers Invictus Investment Co to be Significantly Undervalued.

Key valuation signals for ADX:INVICTUS:

  • Effective Interest Rate on Debt %: 6.94%
  • GF Value™: د.إ3.65 vs. price of د.إ1.48 (59.5% below fair value)
  • GF Score™: 44/100 with 5 warning signs

No single metric tells the full story. See the ADX:INVICTUS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Invictus Investment Co Business Description

Address Dubai Airport Freezone Authority, Plot W34, Dubai, ARE
Invictus Investment Co PLC engages in the trading of agricultural commodities, food products, non-manufactured precious metal trading, and other general items. The group operates two reportable segments - International Trading Business and Agri Commodities Wholesale Trading & Local Distribution in Morocco, out of which it derives maximum revenue from the International Trading Business segment. It specializes in trading various commodities, especially agro-food products, and finished goods trading business across Africa, the Middle East, Europe, the Americas, and Asia. It trades Grains, Oilseeds, Edible Oils, Animal Feed, Pulses, spray-dried Gum Arabic, and Meats, among other products.
44GF Score

Get the complete analysis for ADX:INVICTUS

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.48
Price
د.إ3.65
GF Value