Al Khaleej Investment PJSC (ADX:KICO) Effective Interest Rate on Debt %: 10.07% (As of Dec. 2025)

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ADX:KICO Al Khaleej Investment PJSC ADX:KICO
49 GF Score
Price د.إ5.19
GF Value د.إ1.48
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Al Khaleej Investment PJSC Effective Interest Rate on Debt %?

Al Khaleej Investment PJSC ADX:KICO 49 Effective Interest Rate on Debt % is 10.07% as of Dec. 2025. GuruFocus rates ADX:KICO with a GF Score™ of 49/100 and a GF Value™ of د.إ1.48 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Al Khaleej Investment PJSC's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was د.إ3.54 Mil. Al Khaleej Investment PJSC's average total debt for the quarter that ended in Dec. 2025 was د.إ35.10 Mil. Therefore, Al Khaleej Investment PJSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 10.07%.


Al Khaleej Investment PJSC  (ADX:KICO) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Al Khaleej Investment PJSC Effective Interest Rate on Debt % Related Terms


Al Khaleej Investment PJSC Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Al Khaleej Investment PJSC's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Khaleej Investment PJSC Effective Interest Rate on Debt % Chart

Al Khaleej Investment PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.30 5.84

Al Khaleej Investment PJSC Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.20 4.93 4.17 2.30 10.07

ADX:KICO vs CBRE, BEKE, JLL: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, Al Khaleej Investment PJSC's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Khaleej Investment PJSC Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Al Khaleej Investment PJSC's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Al Khaleej Investment PJSC's Effective Interest Rate on Debt % falls into.


ADX:KICO
49GF Score
Al Khaleej Investment PJSC ADX:KICO
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Khaleej Investment PJSC Effective Interest Rate on Debt % Calculation

Al Khaleej Investment PJSC's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1.345/( (11.374+34.671)/ 2 )
=-1  *  -1.345/23.0225
=5.84 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.409 + 1.965
=11.374

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=31.083 + 3.588
=34.671

Al Khaleej Investment PJSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -3.536/( (35.533+34.671)/ 2 )
=-1  *  -3.536/35.102
=10.07 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=32.037 + 3.496
=35.533

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=31.083 + 3.588
=34.671

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 10.07% mean?
Al Khaleej Investment PJSC (ADX:KICO) has a Effective Interest Rate on Debt % of 10.07% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Al Khaleej Investment PJSC and its competitors.
Is Al Khaleej Investment PJSC's Effective Interest Rate on Debt % too high?
Al Khaleej Investment PJSC's current Effective Interest Rate on Debt % is 10.07%. Overall, Al Khaleej Investment PJSC has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Khaleej Investment PJSC's Effective Interest Rate on Debt % compare to CBRE and BEKE?
Al Khaleej Investment PJSC's Effective Interest Rate on Debt % of 10.07% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Al Khaleej Investment PJSC and its competitors. Al Khaleej Investment PJSC's current Effective Interest Rate on Debt % is 10.07%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Khaleej Investment PJSC stock overvalued right now?
Based on GuruFocus' analysis, Al Khaleej Investment PJSC (ADX:KICO) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ1.48, compared to a current price of د.إ5.19 — trading 250.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 10.07%. Al Khaleej Investment PJSC's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Al Khaleej Investment PJSC (ADX:KICO), the current Effective Interest Rate on Debt % is 10.07% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Khaleej Investment PJSC (ADX:KICO) Overvalued in 2026?

Based on GuruFocus' analysis, Al Khaleej Investment PJSC stock appears to be overvalued. The current stock price of د.إ5.19 is trading 250.7% above its estimated GF Value™ of د.إ1.48. GuruFocus considers Al Khaleej Investment PJSC to be Significantly Overvalued.

Key valuation signals for ADX:KICO:

  • Effective Interest Rate on Debt %: 10.07%
  • GF Value™: د.إ1.48 vs. price of د.إ5.19 (250.7% above fair value)
  • GF Score™: 49/100 with 3 warning signs

No single metric tells the full story. See the ADX:KICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Khaleej Investment PJSC Business Description

Address AI Khaleej Building, P.O. Box 5662, Ras Al Khaimah, ARE
Al Khaleej Investment PJSC is engaged in investment activities, including the establishment and management of commercial and real estate enterprises, private fund investments, building maintenance, real estate inspection services, and property development. The company operates through segments, comprising Real Estate and Investments, with the Real Estate segment generating the majority of revenue. It operates in the United Arab Emirates.
49GF Score

Get the complete analysis for ADX:KICO

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ5.19
Price
د.إ1.48
GF Value