AIMLF (AI/ML Innovations) Effective Interest Rate on Debt %: 9.13% (As of Jan. 2026)

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What is AI/ML Innovations Effective Interest Rate on Debt %?

AI/ML Innovations AIMLF +5.18% Effective Interest Rate on Debt % is 9.13% as of Jan. 2026. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. AI/ML Innovations's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was $0.01 Mil. AI/ML Innovations's average total debt for the quarter that ended in Jan. 2026 was $0.13 Mil. Therefore, AI/ML Innovations's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 9.13%.

AI/ML Innovations  (OTCPK:AIMLF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

AI/ML Innovations Effective Interest Rate on Debt % Related Terms

AI/ML Innovations Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for AI/ML Innovations's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AI/ML Innovations Effective Interest Rate on Debt % Chart

AI/ML Innovations Annual Data
Trend Apr16 Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.87 22.46 23.24 29.57 13.56

AI/ML Innovations Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.14 8.45 11.43 8.92 9.13

AIMLF vs VEEV, BTSG, TEM: Effective Interest Rate on Debt % Comparison

For the Health Information Services subindustry, AI/ML Innovations's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

AI/ML Innovations Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, AI/ML Innovations's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where AI/ML Innovations's Effective Interest Rate on Debt % falls into.


AI/ML Innovations Effective Interest Rate on Debt % Calculation

AI/ML Innovations's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Apr. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Apr. 2024 )+Total Debt  (A: Apr. 2025 ))/ count )
=-1  *  -0.016/( (0.094+0.142)/ 2 )
=-1  *  -0.016/0.118
=13.56 %

where

Total Debt  (A: Apr. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.094
=0.094

Total Debt  (A: Apr. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.026 + 0.116
=0.142

AI/ML Innovations's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Oct. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  -0.012/( (0.131+0.132)/ 2 )
=-1  *  -0.012/0.1315
=9.13 %

where

Total Debt  (Q: Oct. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.014 + 0.117
=0.131

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.009 + 0.123
=0.132

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 9.13% mean?
AI/ML Innovations (AIMLF) has a Effective Interest Rate on Debt % of 9.13% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AI/ML Innovations and its competitors.
Is AI/ML Innovations' Effective Interest Rate on Debt % too high?
AI/ML Innovations' current Effective Interest Rate on Debt % is 9.13%.
How does AI/ML Innovations' Effective Interest Rate on Debt % compare to VEEV and BTSG?
AI/ML Innovations' Effective Interest Rate on Debt % of 9.13% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AI/ML Innovations and its competitors. AI/ML Innovations's current Effective Interest Rate on Debt % is 9.13%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AI/ML Innovations stock overvalued right now?
Based on GuruFocus' analysis, AI/ML Innovations (AIMLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.01, compared to a current price of $0.03 — trading 168.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 9.13%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For AI/ML Innovations (AIMLF), the current Effective Interest Rate on Debt % is 9.13% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

AI/ML Innovations Business Description

Other Exchanges 42F:GermanyAIML:Canada
Address 645 Fort Street, Suite 203, Victoria, BC, CAN, V8W 1G2
AI/ML Innovations Inc is a holding company. The company along with its subsidiaries is engaged in the research and development of health and wearable technologies, and the sale of licenses and consulting services related to those technologies.