AIXN (AiXin Life International) Effective Interest Rate on Debt %: 2.80% (As of Dec. 2025)

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AIXN AiXin Life International Inc AIXN
24 GF Score
Price $0.26
GF Value $0.16
Valuation Significantly Overvalued
! 5 Warning Signs
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What is AiXin Life International Effective Interest Rate on Debt %?

AiXin Life International AIXN 24 Effective Interest Rate on Debt % is 2.80% as of Dec. 2025. GuruFocus rates AIXN with a GF Score™ of 24/100 and a GF Value™ of $0.16 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. AiXin Life International's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.04 Mil. AiXin Life International's average total debt for the quarter that ended in Dec. 2025 was $1.43 Mil. Therefore, AiXin Life International's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.80%.


AiXin Life International  (OTCPK:AIXN) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


AiXin Life International Effective Interest Rate on Debt % Related Terms


AiXin Life International Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for AiXin Life International's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AiXin Life International Effective Interest Rate on Debt % Chart

AiXin Life International Annual Data
Trend May16 May17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 5.03 1.32

AiXin Life International Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.45 1.52 0.00 0.00 2.80

AIXN vs MTEX, IVFH, MCLE: Effective Interest Rate on Debt % Comparison

For the Food Distribution subindustry, AiXin Life International's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AiXin Life International Effective Interest Rate on Debt % vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, AiXin Life International's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where AiXin Life International's Effective Interest Rate on Debt % falls into.


AIXN
24GF Score
AiXin Life International Inc AIXN
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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AiXin Life International Effective Interest Rate on Debt % Calculation

AiXin Life International's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.019/( (1.322+1.548)/ 2 )
=-1  *  -0.019/1.435
=1.32 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.214 + 0.108
=1.322

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.277 + 0.271
=1.548

AiXin Life International's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.04/( (1.307+1.548)/ 2 )
=-1  *  -0.04/1.4275
=2.80 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.214 + 0.093
=1.307

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.277 + 0.271
=1.548

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.80% mean?
AiXin Life International (AIXN) has a Effective Interest Rate on Debt % of 2.80% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AiXin Life International and its competitors.
Is AiXin Life International's Effective Interest Rate on Debt % too high?
AiXin Life International's current Effective Interest Rate on Debt % is 2.80%. Overall, AiXin Life International has a GF Score™ of 24/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AiXin Life International's Effective Interest Rate on Debt % compare to MTEX and IVFH?
AiXin Life International's Effective Interest Rate on Debt % of 2.80% can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Defensive company?
A good Effective Interest Rate on Debt % depends on the Retail - Defensive industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AiXin Life International and its competitors. AiXin Life International's current Effective Interest Rate on Debt % is 2.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AiXin Life International stock overvalued right now?
Based on GuruFocus' analysis, AiXin Life International (AIXN) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.16, compared to a current price of $0.26 — trading 62.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.80%. AiXin Life International's overall GF Score™ is 24/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For AiXin Life International (AIXN), the current Effective Interest Rate on Debt % is 2.80% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AiXin Life International (AIXN) Overvalued in 2026?

Based on GuruFocus' analysis, AiXin Life International stock appears to be overvalued. The current stock price of $0.26 is trading 62.5% above its estimated GF Value™ of $0.16. GuruFocus considers AiXin Life International to be Significantly Overvalued.

Key valuation signals for AIXN:

  • Effective Interest Rate on Debt %: 2.80%
  • GF Value™: $0.16 vs. price of $0.26 (62.5% above fair value)
  • GF Score™: 24/100 with 5 warning signs

No single metric tells the full story. See the AIXN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AiXin Life International Business Description

Address No. 69 Qingyun South Avenue, 14th Floor, Hongxing International Business Building 2, Jinjiang District, Sichuan Province, Chengdu, CHN, 610021
AiXin Life International Inc manufactures, markets and sells premium-quality healthcare, nutritional products, and wellness supplements, including herbs and greens, traditional Chinese remedies, functional products, such as weight management products, probiotics, foods, and drinks. The operating segments are Direct sales, Pharmacy, Hotels, and manufacturing and sales. It also provides advertising and marketing services to certain manufacturers and distributors of the products it sells.
24GF Score

Get the complete analysis for AIXN

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.26
Price
$0.16
GF Value