Philadelphia International Educational Investment Co (AMM:PIEC) Effective Interest Rate on Debt %: 11.37% (As of Mar. 2026)

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AMM:PIEC Philadelphia International Educational Investment Co AMM:PIEC
100 GF Score
Price JOD3.15
GF Value JOD2.25
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Philadelphia International Educational Investment Co Effective Interest Rate on Debt %?

Philadelphia International Educational Investment Co AMM:PIEC 100 Effective Interest Rate on Debt % is 11.37% as of Mar. 2026. GuruFocus rates AMM:PIEC with a GF Score™ of 100/100 and a GF Value™ of JOD2.25 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Philadelphia International Educational Investment Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was JOD0.10 Mil. Philadelphia International Educational Investment Co's average total debt for the quarter that ended in Mar. 2026 was JOD0.84 Mil. Therefore, Philadelphia International Educational Investment Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 11.37%.


Philadelphia International Educational Investment Co  (AMM:PIEC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Philadelphia International Educational Investment Co Effective Interest Rate on Debt % Related Terms


Philadelphia International Educational Investment Co Effective Interest Rate on Debt % Historical Data

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The historical data trend for Philadelphia International Educational Investment Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philadelphia International Educational Investment Co Effective Interest Rate on Debt % Chart

Philadelphia International Educational Investment Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.53 6.68 9.29 9.96 11.46

Philadelphia International Educational Investment Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.33 10.40 11.49 11.02 11.37

AMM:PIEC vs EDU, TAL, LAUR: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, Philadelphia International Educational Investment Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Philadelphia International Educational Investment Co Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, Philadelphia International Educational Investment Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Philadelphia International Educational Investment Co's Effective Interest Rate on Debt % falls into.


AMM:PIEC
100GF Score
Philadelphia International Educational Investment Co AMM:PIEC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Philadelphia International Educational Investment Co Effective Interest Rate on Debt % Calculation

Philadelphia International Educational Investment Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.094/( (0.783+0.858)/ 2 )
=-1  *  -0.094/0.8205
=11.46 %

where

Philadelphia International Educational Investment Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.096/( (0.858+0.83)/ 2 )
=-1  *  -0.096/0.844
=11.37 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 11.37% mean?
Philadelphia International Educational Investment Co (AMM:PIEC) has a Effective Interest Rate on Debt % of 11.37% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Philadelphia International Educational Investment Co and its competitors.
Is Philadelphia International Educational Investment Co's Effective Interest Rate on Debt % too high?
Philadelphia International Educational Investment Co's current Effective Interest Rate on Debt % is 11.37%. Overall, Philadelphia International Educational Investment Co has a GF Score™ of 100/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Philadelphia International Educational Investment Co's Effective Interest Rate on Debt % compare to EDU and TAL?
Philadelphia International Educational Investment Co's Effective Interest Rate on Debt % of 11.37% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Philadelphia International Educational Investment Co and its competitors. Philadelphia International Educational Investment Co's current Effective Interest Rate on Debt % is 11.37%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philadelphia International Educational Investment Co stock overvalued right now?
Based on GuruFocus' analysis, Philadelphia International Educational Investment Co (AMM:PIEC) is currently considered Significantly Overvalued. The stock's GF Value™ is JOD2.25, compared to a current price of JOD3.15 — trading 40% above its estimated fair value. The current Effective Interest Rate on Debt % is 11.37%. Philadelphia International Educational Investment Co's overall GF Score™ is 100/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Philadelphia International Educational Investment Co (AMM:PIEC), the current Effective Interest Rate on Debt % is 11.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philadelphia International Educational Investment Co (AMM:PIEC) Overvalued in 2026?

Based on GuruFocus' analysis, Philadelphia International Educational Investment Co stock appears to be overvalued. The current stock price of JOD3.15 is trading 40% above its estimated GF Value™ of JOD2.25. GuruFocus considers Philadelphia International Educational Investment Co to be Significantly Overvalued.

Key valuation signals for AMM:PIEC:

  • Effective Interest Rate on Debt %: 11.37%
  • GF Value™: JOD2.25 vs. price of JOD3.15 (40% above fair value)
  • GF Score™: 100/100 with 5 warning signs

No single metric tells the full story. See the AMM:PIEC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Philadelphia International Educational Investment Co Business Description

Address University of Jordan street, P.O. Box: 1101, Abu Al-Haj Commercial Complex, Amman, JOR, 11910
Philadelphia International Educational Investment Co operates in the education sector. The group offers undergraduate studies and graduate studies in the fields of business, arts, engineering, information technology, pharmacy, science, law, and nursing. The company's main operations are providing educational services inside the Hashemite Kingdom of Jordan.
100GF Score

Get the complete analysis for AMM:PIEC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD3.15
Price
JOD2.25
GF Value