APPCF (APAC Resources) Effective Interest Rate on Debt %: 5.30% (As of Dec. 2025)


APPCF APAC Resources Ltd APPCF
39 GF Score
Price $0.19
GF Value $0.21
Valuation Modestly Undervalued
! 7 Warning Signs
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What is APAC Resources Effective Interest Rate on Debt %?

APAC Resources APPCF 39 Effective Interest Rate on Debt % is 5.30% as of Dec. 2025. GuruFocus rates APPCF with a GF Score™ of 39/100 and a GF Value™ of $0.21 (Modestly Undervalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. APAC Resources's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $3.52 Mil. APAC Resources's average total debt for the quarter that ended in Dec. 2025 was $66.45 Mil. Therefore, APAC Resources's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.30%.


APAC Resources  (OTCPK:APPCF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


APAC Resources Effective Interest Rate on Debt % Related Terms


APAC Resources Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for APAC Resources's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

APAC Resources Effective Interest Rate on Debt % Chart

APAC Resources Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.11 2.87 4.44 3.88 6.68

APAC Resources Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.71 5.50 5.94 4.70 5.30

APPCF vs MS, GS, SCHW: Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, APAC Resources's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


APAC Resources Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, APAC Resources's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where APAC Resources's Effective Interest Rate on Debt % falls into.


APPCF
39GF Score
APAC Resources Ltd APPCF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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APAC Resources Effective Interest Rate on Debt % Calculation

APAC Resources's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -3.214/( (36.072+60.187)/ 2 )
=-1  *  -3.214/48.1295
=6.68 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.019 + 36.053
=36.072

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.169 + 60.018
=60.187

APAC Resources's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -3.522/( (60.187+72.705)/ 2 )
=-1  *  -3.522/66.446
=5.30 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.169 + 60.018
=60.187

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.059 + 72.646
=72.705

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.30% mean?
APAC Resources (APPCF) has a Effective Interest Rate on Debt % of 5.30% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on APAC Resources and its competitors.
Is APAC Resources' Effective Interest Rate on Debt % too high?
APAC Resources' current Effective Interest Rate on Debt % is 5.30%. Overall, APAC Resources has a GF Score™ of 39/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does APAC Resources' Effective Interest Rate on Debt % compare to MS and GS?
APAC Resources' Effective Interest Rate on Debt % of 5.30% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on APAC Resources and its competitors. APAC Resources's current Effective Interest Rate on Debt % is 5.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is APAC Resources stock overvalued right now?
Based on GuruFocus' analysis, APAC Resources (APPCF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.21, compared to a current price of $0.19 — trading 10% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.30%. APAC Resources' overall GF Score™ is 39/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For APAC Resources (APPCF), the current Effective Interest Rate on Debt % is 5.30% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is APAC Resources (APPCF) Overvalued in 2026?

Based on GuruFocus' analysis, APAC Resources stock appears to be undervalued. The current stock price of $0.19 is trading 10% below its estimated GF Value™ of $0.21. GuruFocus considers APAC Resources to be Modestly Undervalued.

Key valuation signals for APPCF:

  • Effective Interest Rate on Debt %: 5.30%
  • GF Value™: $0.21 vs. price of $0.19 (10% below fair value)
  • GF Score™: 39/100 with 7 warning signs

No single metric tells the full story. See the APPCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


APAC Resources Business Description

Other Exchanges 01104:Hong KongFZV:Germany
Address 138 Gloucester Road, Allied Kajima Building, Wanchai, Room 2304, 23rd Floor, Hong Kong, HKG
APAC Resources Ltd is an investment holding company principally engaged in the commodity trading business and resource investment business. The company operates through three business segments, namely Commodity Business, which includes trading of commodities; Resource investment, which is engaged in the trading of and investment in listed and unlisted securities; and Principal investment and financial services, which engages in the provision of loan financing and investments in loan notes, convertible notes, and other financial assets. The company generates maximum revenue from the Commodity Business segment. It operates in Hong Kong, the PRC, Australia, and the Philippines, with the majority of its revenue coming from the PRC.
39GF Score

Get the complete analysis for APPCF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.19
Price
$0.21
GF Value