ASPS (Altisource Portfolio Solutions) Effective Interest Rate on Debt %: 4.41% (As of Mar. 2026)


ASPS Altisource Portfolio Solutions SA ASPS
41 GF Score
Price $7.35
GF Value $4.84
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Altisource Portfolio Solutions Effective Interest Rate on Debt %?

Altisource Portfolio Solutions ASPS +3.67% 41 Effective Interest Rate on Debt % is 4.41% as of Mar. 2026. GuruFocus rates ASPS with a GF Score™ of 41/100 and a GF Value™ of $4.84 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Altisource Portfolio Solutions's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $8.4 Mil. Altisource Portfolio Solutions's average total debt for the quarter that ended in Mar. 2026 was $191.5 Mil. Therefore, Altisource Portfolio Solutions's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.41%.


Altisource Portfolio Solutions  (NAS:ASPS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Altisource Portfolio Solutions Effective Interest Rate on Debt % Related Terms


Altisource Portfolio Solutions Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Altisource Portfolio Solutions's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Altisource Portfolio Solutions Effective Interest Rate on Debt % Chart

Altisource Portfolio Solutions Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.66 6.62 15.36 17.16 5.71

Altisource Portfolio Solutions Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.15 5.30 4.84 4.65 4.41

ASPS vs MAYS, CPTP, STHO: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, Altisource Portfolio Solutions's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Altisource Portfolio Solutions Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Altisource Portfolio Solutions's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Altisource Portfolio Solutions's Effective Interest Rate on Debt % falls into.


ASPS
41GF Score
Altisource Portfolio Solutions SA ASPS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Altisource Portfolio Solutions Effective Interest Rate on Debt % Calculation

Altisource Portfolio Solutions's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -12.173/( (233.862+192.233)/ 2 )
=-1  *  -12.173/213.0475
=5.71 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.831 + 233.031
=233.862

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=190.109 + 2.124
=192.233

Altisource Portfolio Solutions's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -8.436/( (192.233+190.702)/ 2 )
=-1  *  -8.436/191.4675
=4.41 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=190.109 + 2.124
=192.233

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=188.841 + 1.861
=190.702

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.41% mean?
Altisource Portfolio Solutions (ASPS) has a Effective Interest Rate on Debt % of 4.41% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Altisource Portfolio Solutions and its competitors.
Is Altisource Portfolio Solutions' Effective Interest Rate on Debt % too high?
Altisource Portfolio Solutions' current Effective Interest Rate on Debt % is 4.41%. Overall, Altisource Portfolio Solutions has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Altisource Portfolio Solutions' Effective Interest Rate on Debt % compare to MAYS and CPTP?
Altisource Portfolio Solutions' Effective Interest Rate on Debt % of 4.41% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Altisource Portfolio Solutions and its competitors. Altisource Portfolio Solutions's current Effective Interest Rate on Debt % is 4.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Altisource Portfolio Solutions stock overvalued right now?
Based on GuruFocus' analysis, Altisource Portfolio Solutions (ASPS) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.84, compared to a current price of $7.35 — trading 51.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.41%. Altisource Portfolio Solutions' overall GF Score™ is 41/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Altisource Portfolio Solutions (ASPS), the current Effective Interest Rate on Debt % is 4.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Altisource Portfolio Solutions (ASPS) Overvalued in 2026?

Based on GuruFocus' analysis, Altisource Portfolio Solutions stock appears to be overvalued. The current stock price of $7.35 is trading 51.9% above its estimated GF Value™ of $4.84. GuruFocus considers Altisource Portfolio Solutions to be Significantly Overvalued.

Key valuation signals for ASPS:

  • Effective Interest Rate on Debt %: 4.41%
  • GF Value™: $4.84 vs. price of $7.35 (51.9% above fair value)
  • GF Score™: 41/100 with 4 warning signs

No single metric tells the full story. See the ASPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Altisource Portfolio Solutions Business Description

Other Exchanges 95A:Germany
Address 33, Boulevard Prince Henri, Luxembourg, LUX, 1724
Altisource Portfolio Solutions SA is an integrated service provider and marketplace for the real estate and mortgage industries. It operates via two reportable segments, namely Servicer and Real Estate, which derive maximum revenue, and Origination. The Servicer and Real Estate segment provides loan servicers and real estate investors with solutions and technologies that span the mortgage and real estate lifecycle. The Origination segment provides originators with solutions and technologies that span the mortgage origination lifecycle. Altisource mainly serves financial institutions, government-sponsored enterprises, and originators in the United States, with the majority of its revenue flowing from field services and mortgage and real estate solutions.
41GF Score

Get the complete analysis for ASPS

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.35
Price
$4.84
GF Value