ASF Group (ASX:AFA) Effective Interest Rate on Debt %: 8.45% (As of Dec. 2025)

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What is ASF Group Effective Interest Rate on Debt %?

ASF Group ASX:AFA +2.99% Effective Interest Rate on Debt % is 8.45% as of Dec. 2025. The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. ASF Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was A$0.04 Mil. ASF Group's average total debt for the quarter that ended in Dec. 2025 was A$0.43 Mil. Therefore, ASF Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 8.45%.

ASF Group  (ASX:AFA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

ASF Group Effective Interest Rate on Debt % Related Terms

ASF Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for ASF Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ASF Group Effective Interest Rate on Debt % Chart

ASF Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.99 9.08 9.22 8.33 11.74

ASF Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.32 8.32 7.69 6.99 8.45

ASX:AFA vs MS, GS, SCHW: Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, ASF Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ASF Group Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, ASF Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where ASF Group's Effective Interest Rate on Debt % falls into.


ASF Group Effective Interest Rate on Debt % Calculation

ASF Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -2.085/( (35.027+0.493)/ 2 )
=-1  *  -2.085/17.76
=11.74 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=29.901 + 5.126
=35.027

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.221 + 0.272
=0.493

ASF Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.036/( (0.493+0.359)/ 2 )
=-1  *  -0.036/0.426
=8.45 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.221 + 0.272
=0.493

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.079 + 0.28
=0.359

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.45% mean?
ASF Group (ASX:AFA) has a Effective Interest Rate on Debt % of 8.45% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ASF Group and its competitors.
Is ASF Group's Effective Interest Rate on Debt % too high?
ASF Group's current Effective Interest Rate on Debt % is 8.45%.
How does ASF Group's Effective Interest Rate on Debt % compare to MS and GS?
ASF Group's Effective Interest Rate on Debt % of 8.45% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ASF Group and its competitors. ASF Group's current Effective Interest Rate on Debt % is 8.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASF Group stock overvalued right now?
Based on GuruFocus' analysis, ASF Group (ASX:AFA) is currently considered Significantly Overvalued. The stock's GF Value™ is A$0.02, compared to a current price of A$0.07 — trading 245% above its estimated fair value. The current Effective Interest Rate on Debt % is 8.45%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For ASF Group (ASX:AFA), the current Effective Interest Rate on Debt % is 8.45% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

ASF Group Business Description

Address 3B Macquarie Street, Suite 2, Sydney, NSW, AUS, 2000
ASF Group Ltd is a diversified investment company with an international outlook and a focus on the real estate, resources, technology and financial sectors. The entity operates in only one segment, being an investment and trading house.