AJ Lucas Group (ASX:AJL) Effective Interest Rate on Debt %: -6.72% (As of Dec. 2025)

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What is AJ Lucas Group Effective Interest Rate on Debt %?

AJ Lucas Group ASX:AJL +5.88% Effective Interest Rate on Debt % is -6.72% as of Dec. 2025. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. AJ Lucas Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was A$-7.0 Mil. AJ Lucas Group's average total debt for the quarter that ended in Dec. 2025 was A$104.5 Mil. Therefore, AJ Lucas Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was -6.72%.


AJ Lucas Group  (ASX:AJL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


AJ Lucas Group Effective Interest Rate on Debt % Related Terms


AJ Lucas Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for AJ Lucas Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AJ Lucas Group Effective Interest Rate on Debt % Chart

AJ Lucas Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.54 16.21 17.74 17.55 17.26

AJ Lucas Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.47 20.68 25.39 8.76 -6.72

ASX:AJL vs HCC, AMR, SXC: Effective Interest Rate on Debt % Comparison

For the Coking Coal subindustry, AJ Lucas Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AJ Lucas Group Effective Interest Rate on Debt % vs Steel Industry

For the Steel industry and Basic Materials sector, AJ Lucas Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where AJ Lucas Group's Effective Interest Rate on Debt % falls into.



AJ Lucas Group Effective Interest Rate on Debt % Calculation

AJ Lucas Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -21.592/( (126.38+123.811)/ 2 )
=-1  *  -21.592/125.0955
=17.26 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=78.059 + 48.321
=126.38

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=90.221 + 33.59
=123.811

AJ Lucas Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  7.022/( (123.811+85.261)/ 2 )
=-1  *  7.022/104.536
=-6.72 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=90.221 + 33.59
=123.811

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=72.539 + 12.722
=85.261

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of -6.72% mean?
AJ Lucas Group (ASX:AJL) has a Effective Interest Rate on Debt % of -6.72% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AJ Lucas Group and its competitors.
Is AJ Lucas Group's Effective Interest Rate on Debt % too high?
AJ Lucas Group's current Effective Interest Rate on Debt % is -6.72%.
How does AJ Lucas Group's Effective Interest Rate on Debt % compare to HCC and AMR?
AJ Lucas Group's Effective Interest Rate on Debt % of -6.72% can be compared against companies in the Steel industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Steel company?
A good Effective Interest Rate on Debt % depends on the Steel industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AJ Lucas Group and its competitors. AJ Lucas Group's current Effective Interest Rate on Debt % is -6.72%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AJ Lucas Group stock overvalued right now?
Based on GuruFocus' analysis, AJ Lucas Group (ASX:AJL) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.01, compared to a current price of A$0.01 — trading 10% below its estimated fair value. The current Effective Interest Rate on Debt % is -6.72%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For AJ Lucas Group (ASX:AJL), the current Effective Interest Rate on Debt % is -6.72% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

AJ Lucas Group Business Description

Address 167 Eagle Street, Level 22, Emirates House, Brisbane, QLD, AUS, 4000
AJ Lucas Group Ltd is a provider of drilling services to the Australian coal industry, and an operator, through its subsidiary Cuadrilla Resources Holdings Limited, of exploration and appraisal of conventional and unconventional oil and gas prospects in the United Kingdom (UK). The Group is structured with two principal operating segments: Drilling (Australian operations) provides drilling services to the energy and resources sectors, but focuses on delivering a suite of degasification and exploration drilling and related services to Australian metallurgical coal mines; Oil & Gas Operations (UK investments operations) include the Exploration of unconventional and conventional hydrocarbons in the UK. It generates the majority of revenue from the Australian Operations segment.