Centrepoint Alliance (ASX:CAF) Effective Interest Rate on Debt %: 21.68% (As of Dec. 2025)

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ASX:CAF Centrepoint Alliance Ltd ASX:CAF
37 GF Score
Price A$0.39
GF Value A$0.32
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Centrepoint Alliance Effective Interest Rate on Debt %?

Centrepoint Alliance ASX:CAF 37 Effective Interest Rate on Debt % is 21.68% as of Dec. 2025. GuruFocus rates ASX:CAF with a GF Score™ of 37/100 and a GF Value™ of A$0.32 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Centrepoint Alliance's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was A$0.41 Mil. Centrepoint Alliance's average total debt for the quarter that ended in Dec. 2025 was A$1.89 Mil. Therefore, Centrepoint Alliance's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 21.68%.


Centrepoint Alliance  (ASX:CAF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Centrepoint Alliance Effective Interest Rate on Debt % Related Terms


Centrepoint Alliance Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Centrepoint Alliance's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Centrepoint Alliance Effective Interest Rate on Debt % Chart

Centrepoint Alliance Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.88 4.78 6.44 11.06 9.88

Centrepoint Alliance Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.71 10.56 14.27 12.09 21.68

ASX:CAF vs BLK, BX, KKR: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, Centrepoint Alliance's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Centrepoint Alliance Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Centrepoint Alliance's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Centrepoint Alliance's Effective Interest Rate on Debt % falls into.


ASX:CAF
37GF Score
Centrepoint Alliance Ltd ASX:CAF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Centrepoint Alliance Effective Interest Rate on Debt % Calculation

Centrepoint Alliance's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -0.364/( (5.363+2.008)/ 2 )
=-1  *  -0.364/3.6855
=9.88 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.957 + 2.406
=5.363

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.074 + 0.934
=2.008

Centrepoint Alliance's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.41/( (2.008+1.775)/ 2 )
=-1  *  -0.41/1.8915
=21.68 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.074 + 0.934
=2.008

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.807 + 0.968
=1.775

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 21.68% mean?
Centrepoint Alliance (ASX:CAF) has a Effective Interest Rate on Debt % of 21.68% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Centrepoint Alliance and its competitors.
Is Centrepoint Alliance's Effective Interest Rate on Debt % too high?
Centrepoint Alliance's current Effective Interest Rate on Debt % is 21.68%. Overall, Centrepoint Alliance has a GF Score™ of 37/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Centrepoint Alliance's Effective Interest Rate on Debt % compare to BLK and BX?
Centrepoint Alliance's Effective Interest Rate on Debt % of 21.68% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Centrepoint Alliance and its competitors. Centrepoint Alliance's current Effective Interest Rate on Debt % is 21.68%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centrepoint Alliance stock overvalued right now?
Based on GuruFocus' analysis, Centrepoint Alliance (ASX:CAF) is currently considered Modestly Overvalued. The stock's GF Value™ is A$0.32, compared to a current price of A$0.39 — trading 21.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 21.68%. Centrepoint Alliance's overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Centrepoint Alliance (ASX:CAF), the current Effective Interest Rate on Debt % is 21.68% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Centrepoint Alliance (ASX:CAF) Overvalued in 2026?

Based on GuruFocus' analysis, Centrepoint Alliance stock appears to be overvalued. The current stock price of A$0.39 is trading 21.9% above its estimated GF Value™ of A$0.32. GuruFocus considers Centrepoint Alliance to be Modestly Overvalued.

Key valuation signals for ASX:CAF:

  • Effective Interest Rate on Debt %: 21.68%
  • GF Value™: A$0.32 vs. price of A$0.39 (21.9% above fair value)
  • GF Score™: 37/100 with 3 warning signs

No single metric tells the full story. See the ASX:CAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Centrepoint Alliance Business Description

Address 309315 George Street, Level 8, Sydney, NSW, AUS, 2000
Centrepoint Alliance Ltd is a community of financial advisers. It provides technology, services, education, and on-the-ground training to its clients. The company's reportable segments are Licensee and Advice Services which generates maximum revenue for the company provides Australian Financial Services Licence-related services to financial advisers and its clients and mortgage broking services; Funds Management and Administration segment provides investor-directed portfolio services and investment management services to financial advisers and their clients; Consulting services segment represents the business that provides consulting to both self-licensed advisers and licensees.
37GF Score

Get the complete analysis for ASX:CAF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.39
Price
A$0.32
GF Value