Centuria Capital Group (ASX:CNI) Effective Interest Rate on Debt %: 8.63% (As of Dec. 2025)

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ASX:CNI Centuria Capital Group ASX:CNI
82 GF Score
Price A$1.68
GF Value A$1.61
Valuation Fairly Valued
! 8 Warning Signs
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What is Centuria Capital Group Effective Interest Rate on Debt %?

Centuria Capital Group ASX:CNI -0.30% 82 Effective Interest Rate on Debt % is 8.63% as of Dec. 2025. GuruFocus rates ASX:CNI with a GF Score™ of 82/100 and a GF Value™ of A$1.61 (Fairly Valued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Centuria Capital Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was A$125.2 Mil. Centuria Capital Group's average total debt for the quarter that ended in Dec. 2025 was A$1,450.9 Mil. Therefore, Centuria Capital Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 8.63%.


Centuria Capital Group  (ASX:CNI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Centuria Capital Group Effective Interest Rate on Debt % Related Terms


Centuria Capital Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Centuria Capital Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Centuria Capital Group Effective Interest Rate on Debt % Chart

Centuria Capital Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.21 5.56 6.97 7.20 10.65

Centuria Capital Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.42 9.69 9.29 10.75 8.63

ASX:CNI vs VICI, WPC, BNL: Effective Interest Rate on Debt % Comparison

For the REIT - Diversified subindustry, Centuria Capital Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Centuria Capital Group Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Centuria Capital Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Centuria Capital Group's Effective Interest Rate on Debt % falls into.


ASX:CNI
82GF Score
Centuria Capital Group ASX:CNI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Centuria Capital Group Effective Interest Rate on Debt % Calculation

Centuria Capital Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -143.049/( (1269.817+1417.707)/ 2 )
=-1  *  -143.049/1343.762
=10.65 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1269.817 + 0
=1269.817

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1417.707 + 0
=1417.707

Centuria Capital Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -125.212/( (1417.707+1484.142)/ 2 )
=-1  *  -125.212/1450.9245
=8.63 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1417.707 + 0
=1417.707

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=55.731 + 1428.411
=1484.142

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.63% mean?
Centuria Capital Group (ASX:CNI) has a Effective Interest Rate on Debt % of 8.63% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Centuria Capital Group and its competitors.
Is Centuria Capital Group's Effective Interest Rate on Debt % too high?
Centuria Capital Group's current Effective Interest Rate on Debt % is 8.63%. Overall, Centuria Capital Group has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Centuria Capital Group's Effective Interest Rate on Debt % compare to VICI and WPC?
Centuria Capital Group's Effective Interest Rate on Debt % of 8.63% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Centuria Capital Group and its competitors. Centuria Capital Group's current Effective Interest Rate on Debt % is 8.63%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centuria Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Centuria Capital Group (ASX:CNI) is currently considered Fairly Valued. The stock's GF Value™ is A$1.61, compared to a current price of A$1.68 — trading 4.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 8.63%. Centuria Capital Group's overall GF Score™ is 82/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Centuria Capital Group (ASX:CNI), the current Effective Interest Rate on Debt % is 8.63% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Centuria Capital Group (ASX:CNI) Overvalued in 2026?

Based on GuruFocus' analysis, Centuria Capital Group stock appears to be overvalued. The current stock price of A$1.68 is trading 4.3% above its estimated GF Value™ of A$1.61. GuruFocus considers Centuria Capital Group to be Fairly Valued.

Key valuation signals for ASX:CNI:

  • Effective Interest Rate on Debt %: 8.63%
  • GF Value™: A$1.61 vs. price of A$1.68 (4.3% above fair value)
  • GF Score™: 82/100 with 8 warning signs

No single metric tells the full story. See the ASX:CNI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Centuria Capital Group Business Description

Industry Real EstateREITs
Address 2 Chifley Square, Level 41, Chifley Tower, Sydney, NSW, AUS, 2000
Centuria Capital Group is a real estate fund manager with assets under management of AUD 22 billion as of December 2025. A range of investment products is offered on the platform, including listed funds (primarily Centuria Industrial REIT and Centuria Office REIT), unlisted property funds, and real estate credit funds. Centuria co-invests in some of these vehicles—the group is the largest securityholder of the listed office and industrial trusts. The majority of Centuria's earnings come from management fees on its investment products and distribution income from co-investments. The real estate investments span various sectors, with roughly a third of AUM allocated to office, another third to industrial, and the rest to retail, healthcare, agriculture, and real estate finance.
82GF Score

Get the complete analysis for ASX:CNI

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.68
Price
A$1.61
GF Value