FFI Holdings (ASX:FFI) Effective Interest Rate on Debt %: 5.31% (As of Dec. 2025)

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ASX:FFI FFI Holdings Ltd ASX:FFI
84 GF Score
Price A$4.46
GF Value A$5.06
Valuation Modestly Undervalued
! 4 Warning Signs
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What is FFI Holdings Effective Interest Rate on Debt %?

FFI Holdings ASX:FFI +6.70% 84 Effective Interest Rate on Debt % is 5.31% as of Dec. 2025. GuruFocus rates ASX:FFI with a GF Score™ of 84/100 and a GF Value™ of A$5.06 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. FFI Holdings's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was A$0.23 Mil. FFI Holdings's average total debt for the quarter that ended in Dec. 2025 was A$4.33 Mil. Therefore, FFI Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.31%.


FFI Holdings  (ASX:FFI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


FFI Holdings Effective Interest Rate on Debt % Related Terms


FFI Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for FFI Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FFI Holdings Effective Interest Rate on Debt % Chart

FFI Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.13 6.91

FFI Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 6.55 7.81 5.31

ASX:FFI vs MDLZ, HSY, TR: Effective Interest Rate on Debt % Comparison

For the Confectioners subindustry, FFI Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FFI Holdings Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, FFI Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where FFI Holdings's Effective Interest Rate on Debt % falls into.


ASX:FFI
84GF Score
FFI Holdings Ltd ASX:FFI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FFI Holdings Effective Interest Rate on Debt % Calculation

FFI Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -0.299/( (4+4.659)/ 2 )
=-1  *  -0.299/4.3295
=6.91 %

where

FFI Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.23/( (4.659+4)/ 2 )
=-1  *  -0.23/4.3295
=5.31 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.31% mean?
FFI Holdings (ASX:FFI) has a Effective Interest Rate on Debt % of 5.31% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on FFI Holdings and its competitors.
Is FFI Holdings' Effective Interest Rate on Debt % too high?
FFI Holdings' current Effective Interest Rate on Debt % is 5.31%. Overall, FFI Holdings has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FFI Holdings' Effective Interest Rate on Debt % compare to MDLZ and HSY?
FFI Holdings' Effective Interest Rate on Debt % of 5.31% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on FFI Holdings and its competitors. FFI Holdings's current Effective Interest Rate on Debt % is 5.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FFI Holdings stock overvalued right now?
Based on GuruFocus' analysis, FFI Holdings (ASX:FFI) is currently considered Modestly Undervalued. The stock's GF Value™ is A$5.06, compared to a current price of A$4.46 — trading 11.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.31%. FFI Holdings' overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For FFI Holdings (ASX:FFI), the current Effective Interest Rate on Debt % is 5.31% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FFI Holdings (ASX:FFI) Overvalued in 2026?

Based on GuruFocus' analysis, FFI Holdings stock appears to be undervalued. The current stock price of A$4.46 is trading 11.9% below its estimated GF Value™ of A$5.06. GuruFocus considers FFI Holdings to be Modestly Undervalued.

Key valuation signals for ASX:FFI:

  • Effective Interest Rate on Debt %: 5.31%
  • GF Value™: A$5.06 vs. price of A$4.46 (11.9% below fair value)
  • GF Score™: 84/100 with 4 warning signs

No single metric tells the full story. See the ASX:FFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FFI Holdings Business Description

Address 15 Monash Gate, P.O. Box 3029, Jandakot, WA, AUS, 6164
FFI Holdings Ltd engages in the processing, manufacturing, packaging, and distribution of food products. The company serves a range of food products for the Australian industrial, wholesale and retail markets. Its food operations include the manufacturing of chocolate, confectionery products, jam fillings, processed apple products, and other small goods. The firm operates in Food Operations and Investment Property Segment. The Food Operations segment manufactures a wide range of predominantly bakery and home cooking needs food products for distribution to a diverse customer base.. Its Investment Property segment manages the company's industrial or commercial land which is held for investment purposes. Key revenue is generated from the Food Operations segment.
84GF Score

Get the complete analysis for ASX:FFI

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$4.46
Price
A$5.06
GF Value