Industrial Minerals (ASX:IND) Effective Interest Rate on Debt %: 4.37% (As of Dec. 2025)


ASX:IND Industrial Minerals Ltd ASX:IND
38 GF Score
Price A$0.13
! 3 Warning Signs
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What is Industrial Minerals Effective Interest Rate on Debt %?

Industrial Minerals ASX:IND 38 Effective Interest Rate on Debt % is 4.37% as of Dec. 2025. GuruFocus rates ASX:IND with a GF Score™ of 38/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Industrial Minerals's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was A$0.00 Mil. Industrial Minerals's average total debt for the quarter that ended in Dec. 2025 was A$0.09 Mil. Therefore, Industrial Minerals's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.37%.

Industrial Minerals  (ASX:IND) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Industrial Minerals Effective Interest Rate on Debt % Related Terms

Industrial Minerals Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Industrial Minerals's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Industrial Minerals Effective Interest Rate on Debt % Chart

Industrial Minerals Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
0.00 1.74 7.72 7.38 0.89

Industrial Minerals Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.53 0.00 5.71 0.00 4.37

Industrial Minerals Effective Interest Rate on Debt % Competitor Comparison

For the Other Industrial Metals & Mining subindustry, Industrial Minerals's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Industrial Minerals Effective Interest Rate on Debt % vs Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, Industrial Minerals's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Industrial Minerals's Effective Interest Rate on Debt % falls into.


ASX:IND
38GF Score
Industrial Minerals Ltd ASX:IND
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Industrial Minerals Effective Interest Rate on Debt % Calculation

Industrial Minerals's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -0.001/( (0.105+0.119)/ 2 )
=-1  *  -0.001/0.112
=0.89 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.069 + 0.036
=0.105

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.031 + 0.088
=0.119

Industrial Minerals's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.004/( (0.119+0.064)/ 2 )
=-1  *  -0.004/0.0915
=4.37 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.031 + 0.088
=0.119

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.014 + 0.05
=0.064

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.37% mean?
Industrial Minerals (ASX:IND) has a Effective Interest Rate on Debt % of 4.37% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Industrial Minerals and its competitors.
Is Industrial Minerals' Effective Interest Rate on Debt % too high?
Industrial Minerals' current Effective Interest Rate on Debt % is 4.37%. Overall, Industrial Minerals has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does Industrial Minerals' Effective Interest Rate on Debt % compare to competitors?
Industrial Minerals' Effective Interest Rate on Debt % of 4.37% can be compared against companies in the Metals & Mining industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Metals & Mining company?
A good Effective Interest Rate on Debt % depends on the Metals & Mining industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Industrial Minerals and its competitors. Industrial Minerals's current Effective Interest Rate on Debt % is 4.37%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial Minerals stock overvalued right now?
Industrial Minerals (ASX:IND) has a current Effective Interest Rate on Debt % of 4.37%. The current Effective Interest Rate on Debt % is 4.37%. Industrial Minerals' overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Industrial Minerals (ASX:IND), the current Effective Interest Rate on Debt % is 4.37% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Industrial Minerals Business Description

Address 460 Stirling Highway, Suite 38, Peppermint Grove, Perth, WA, AUS, 6011
Industrial Minerals Ltd is engaged in the evaluation and exploration of mineral interests, prospective for industrial minerals. Its projects include Pippingarra Quarry Project, Mukinbudin Quartz/Feldspar Project, and Silica Sands Projects. The group is organised into one operating segment, being mining and exploration operations.
38GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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