Nido Education (ASX:NDO) Effective Interest Rate on Debt %: -7.46% (As of Dec. 2025)

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ASX:NDO Nido Education Ltd ASX:NDO
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What is Nido Education Effective Interest Rate on Debt %?

Nido Education ASX:NDO -2.82% 10 Effective Interest Rate on Debt % is -7.46% as of Dec. 2025. GuruFocus rates ASX:NDO with a GF Score™ of 10/100. The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Nido Education's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was A$-15.3 Mil. Nido Education's average total debt for the quarter that ended in Dec. 2025 was A$205.2 Mil. Therefore, Nido Education's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was -7.46%.


Nido Education  (ASX:NDO) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Nido Education Effective Interest Rate on Debt % Related Terms


Nido Education Effective Interest Rate on Debt % Historical Data

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The historical data trend for Nido Education's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nido Education Effective Interest Rate on Debt % Chart

Nido Education Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
4.63 0.76 0.67 0.78

Nido Education Semi-Annual Data
Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial -4.66 9.67 -8.40 9.65 -7.46

ASX:NDO vs EDU, TAL, LAUR: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, Nido Education's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nido Education Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, Nido Education's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Nido Education's Effective Interest Rate on Debt % falls into.


ASX:NDO
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Nido Education Ltd ASX:NDO
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Nido Education Effective Interest Rate on Debt % Calculation

Nido Education's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1.554/( (184.067+212.904)/ 2 )
=-1  *  -1.554/198.4855
=0.78 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=163.043 + 21.024
=184.067

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=189.932 + 22.972
=212.904

Nido Education's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  15.304/( (197.464+212.904)/ 2 )
=-1  *  15.304/205.184
=-7.46 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=175.867 + 21.597
=197.464

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=189.932 + 22.972
=212.904

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of -7.46% mean?
Nido Education (ASX:NDO) has a Effective Interest Rate on Debt % of -7.46% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Nido Education and its competitors.
Is Nido Education's Effective Interest Rate on Debt % too high?
Nido Education's current Effective Interest Rate on Debt % is -7.46%. Overall, Nido Education has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Nido Education's Effective Interest Rate on Debt % compare to EDU and TAL?
Nido Education's Effective Interest Rate on Debt % of -7.46% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Nido Education and its competitors. Nido Education's current Effective Interest Rate on Debt % is -7.46%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nido Education stock overvalued right now?
Nido Education (ASX:NDO) has a current Effective Interest Rate on Debt % of -7.46%. The current Effective Interest Rate on Debt % is -7.46%. Nido Education's overall GF Score™ is 10/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Nido Education (ASX:NDO), the current Effective Interest Rate on Debt % is -7.46% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Nido Education Business Description

Address 1 Park Avenue, Suite 3, Drummoyne, NSW, AUS, 2047
Nido Education Ltd is a national owner, operator and manager of long-day early childhood education and care services. It offers exceptional education and care for children, from six weeks, through to school age, in a safe, comfortable, nurturing and peaceful environment. The Group operates in one segment being child care services.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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