Oceania Healthcare (ASX:OCA) Effective Interest Rate on Debt %: 3.73% (As of Mar. 2026)

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ASX:OCA Oceania Healthcare Ltd ASX:OCA
42 GF Score
Price A$0.62
GF Value A$0.79
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Oceania Healthcare Effective Interest Rate on Debt %?

Oceania Healthcare ASX:OCA 42 Effective Interest Rate on Debt % is 3.73% as of Mar. 2026. GuruFocus rates ASX:OCA with a GF Score™ of 42/100 and a GF Value™ of A$0.79 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Oceania Healthcare's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was A$18.5 Mil. Oceania Healthcare's average total debt for the quarter that ended in Mar. 2026 was A$496.1 Mil. Therefore, Oceania Healthcare's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.73%.


Oceania Healthcare  (ASX:OCA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Oceania Healthcare Effective Interest Rate on Debt % Related Terms


Oceania Healthcare Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Oceania Healthcare's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oceania Healthcare Effective Interest Rate on Debt % Chart

Oceania Healthcare Annual Data
Trend May17 May18 May19 May20 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 2.43 2.92 2.64 3.08 4.10

Oceania Healthcare Semi-Annual Data
May17 Nov17 May18 Nov18 May19 Nov19 May20 Nov20 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.32 3.62 2.53 4.40 3.73

ASX:OCA vs HCA, THC, DVA: Effective Interest Rate on Debt % Comparison

For the Medical Care Facilities subindustry, Oceania Healthcare's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oceania Healthcare Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Oceania Healthcare's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Oceania Healthcare's Effective Interest Rate on Debt % falls into.


ASX:OCA
42GF Score
Oceania Healthcare Ltd ASX:OCA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oceania Healthcare Effective Interest Rate on Debt % Calculation

Oceania Healthcare's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -20.903/( (580.178+439.009)/ 2 )
=-1  *  -20.903/509.5935
=4.10 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=580.178 + 0
=580.178

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=439.009 + 0
=439.009

Oceania Healthcare's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -18.508/( (553.118+439.009)/ 2 )
=-1  *  -18.508/496.0635
=3.73 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=553.118 + 0
=553.118

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=439.009 + 0
=439.009

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.73% mean?
Oceania Healthcare (ASX:OCA) has a Effective Interest Rate on Debt % of 3.73% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Oceania Healthcare and its competitors.
Is Oceania Healthcare's Effective Interest Rate on Debt % too high?
Oceania Healthcare's current Effective Interest Rate on Debt % is 3.73%. Overall, Oceania Healthcare has a GF Score™ of 42/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Oceania Healthcare's Effective Interest Rate on Debt % compare to HCA and THC?
Oceania Healthcare's Effective Interest Rate on Debt % of 3.73% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Oceania Healthcare and its competitors. Oceania Healthcare's current Effective Interest Rate on Debt % is 3.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oceania Healthcare stock overvalued right now?
Based on GuruFocus' analysis, Oceania Healthcare (ASX:OCA) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.79, compared to a current price of A$0.62 — trading 22.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.73%. Oceania Healthcare's overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Oceania Healthcare (ASX:OCA), the current Effective Interest Rate on Debt % is 3.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oceania Healthcare (ASX:OCA) Overvalued in 2026?

Based on GuruFocus' analysis, Oceania Healthcare stock appears to be undervalued. The current stock price of A$0.62 is trading 22.2% below its estimated GF Value™ of A$0.79. GuruFocus considers Oceania Healthcare to be Modestly Undervalued.

Key valuation signals for ASX:OCA:

  • Effective Interest Rate on Debt %: 3.73%
  • GF Value™: A$0.79 vs. price of A$0.62 (22.2% below fair value)
  • GF Score™: 42/100 with 4 warning signs

No single metric tells the full story. See the ASX:OCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oceania Healthcare Business Description

Other Exchanges OCA:New Zealand
Address 188 Quay Street, Level 26, HSBC Tower, Auckland, NTL, NZL, 1010
Oceania Healthcare Ltd owns and operates rest homes and retirement villages. The business activities of the group are operated through care operations, village operations, and other segments. The company generates maximum revenue from the care operations segment, which includes traditional care beds and care suites as well as the provision of accommodation, care, care packages, meals, and related services to aged care residents. Geographically, it operates throughout New Zealand. The company derives revenue from Rest homes, hospitals, dementia fees, and others.
42GF Score

Get the complete analysis for ASX:OCA

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.62
Price
A$0.79
GF Value