Ramsay Health Care (ASX:RHC) Effective Interest Rate on Debt %: 2.60% (As of Dec. 2025)


ASX:RHC Ramsay Health Care Ltd ASX:RHC
87 GF Score
Price A$43.05
GF Value A$50.79
Valuation Modestly Undervalued
! 9 Warning Signs
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What is Ramsay Health Care Effective Interest Rate on Debt %?

Ramsay Health Care ASX:RHC -1.42% 87 Effective Interest Rate on Debt % is 2.60% as of Dec. 2025. GuruFocus rates ASX:RHC with a GF Score™ of 87/100 and a GF Value™ of A$50.79 (Modestly Undervalued). The stock has 9 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Ramsay Health Care's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was A$312 Mil. Ramsay Health Care's average total debt for the quarter that ended in Dec. 2025 was A$11,991 Mil. Therefore, Ramsay Health Care's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.60%.


Ramsay Health Care  (ASX:RHC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Ramsay Health Care Effective Interest Rate on Debt % Related Terms


Ramsay Health Care Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Ramsay Health Care's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ramsay Health Care Effective Interest Rate on Debt % Chart

Ramsay Health Care Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.63 1.38 2.31 2.97 2.91

Ramsay Health Care Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.46 0.47 2.96 2.93 2.60

ASX:RHC vs HCA, THC, DVA: Effective Interest Rate on Debt % Comparison

For the Medical Care Facilities subindustry, Ramsay Health Care's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ramsay Health Care Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Ramsay Health Care's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Ramsay Health Care's Effective Interest Rate on Debt % falls into.


ASX:RHC
87GF Score
Ramsay Health Care Ltd ASX:RHC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ramsay Health Care Effective Interest Rate on Debt % Calculation

Ramsay Health Care's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -335.2/( (10938.1+12119.9)/ 2 )
=-1  *  -335.2/11529
=2.91 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10332.4 + 605.7
=10938.1

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11433.6 + 686.3
=12119.9

Ramsay Health Care's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -312/( (12119.9+11862.7)/ 2 )
=-1  *  -312/11991.3
=2.60 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11433.6 + 686.3
=12119.9

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11202 + 660.7
=11862.7

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.60% mean?
Ramsay Health Care (ASX:RHC) has a Effective Interest Rate on Debt % of 2.60% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ramsay Health Care and its competitors.
Is Ramsay Health Care's Effective Interest Rate on Debt % too high?
Ramsay Health Care's current Effective Interest Rate on Debt % is 2.60%. Overall, Ramsay Health Care has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ramsay Health Care's Effective Interest Rate on Debt % compare to HCA and THC?
Ramsay Health Care's Effective Interest Rate on Debt % of 2.60% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ramsay Health Care and its competitors. Ramsay Health Care's current Effective Interest Rate on Debt % is 2.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ramsay Health Care stock overvalued right now?
Based on GuruFocus' analysis, Ramsay Health Care (ASX:RHC) is currently considered Modestly Undervalued. The stock's GF Value™ is A$50.79, compared to a current price of A$43.05 — trading 15.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.60%. Ramsay Health Care's overall GF Score™ is 87/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Ramsay Health Care (ASX:RHC), the current Effective Interest Rate on Debt % is 2.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ramsay Health Care (ASX:RHC) Overvalued in 2026?

Based on GuruFocus' analysis, Ramsay Health Care stock appears to be undervalued. The current stock price of A$43.05 is trading 15.2% below its estimated GF Value™ of A$50.79. GuruFocus considers Ramsay Health Care to be Modestly Undervalued.

Key valuation signals for ASX:RHC:

  • Effective Interest Rate on Debt %: 2.60%
  • GF Value™: A$50.79 vs. price of A$43.05 (15.2% below fair value)
  • GF Score™: 87/100 with 9 warning signs

No single metric tells the full story. See the ASX:RHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ramsay Health Care Business Description

Address 126 Phillip Street, Suite 18.03, Level 18, Deutsche Bank Place, Sydney, NSW, AUS, 2000
Ramsay Health Care is one of the largest private healthcare providers in the world, with more than 500 sites across about eight countries. The key markets in which it operates are Australia, France, the UK, and Sweden. It is the largest private hospital group in each of these markets except for the UK, where it is the largest independent supplier to the NHS. Ramsay Santé, which operates the European regions other than the UK, is a 53%-owned subsidiary of Ramsay Health Care. The company typically earns about two-thirds of consolidated earnings in Australia. Ramsay Health Care undertakes both private and publicly funded healthcare.
87GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$43.05
Price
A$50.79
GF Value