XRF Scientific (ASX:XRF) Effective Interest Rate on Debt %: 3.71% (As of Dec. 2025)


ASX:XRF XRF Scientific Ltd ASX:XRF
98 GF Score
Price A$1.72
GF Value A$1.65
Valuation Fairly Valued
! 1 Warning Sign
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What is XRF Scientific Effective Interest Rate on Debt %?

XRF Scientific ASX:XRF +0.58% 98 Effective Interest Rate on Debt % is 3.71% as of Dec. 2025. GuruFocus rates ASX:XRF with a GF Score™ of 98/100 and a GF Value™ of A$1.65 (Fairly Valued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. XRF Scientific's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was A$0.10 Mil. XRF Scientific's average total debt for the quarter that ended in Dec. 2025 was A$2.64 Mil. Therefore, XRF Scientific's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.71%.


XRF Scientific  (ASX:XRF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


XRF Scientific Effective Interest Rate on Debt % Related Terms


XRF Scientific Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for XRF Scientific's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

XRF Scientific Effective Interest Rate on Debt % Chart

XRF Scientific Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.95 2.74 5.67 7.49 8.22

XRF Scientific Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.44 6.49 6.43 9.92 3.71

ASX:XRF vs HON, MMM: Effective Interest Rate on Debt % Comparison

For the Conglomerates subindustry, XRF Scientific's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


XRF Scientific Effective Interest Rate on Debt % vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, XRF Scientific's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where XRF Scientific's Effective Interest Rate on Debt % falls into.


ASX:XRF
98GF Score
XRF Scientific Ltd ASX:XRF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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XRF Scientific Effective Interest Rate on Debt % Calculation

XRF Scientific's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -0.257/( (3.38+2.875)/ 2 )
=-1  *  -0.257/3.1275
=8.22 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.146 + 2.234
=3.38

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.911 + 0.964
=2.875

XRF Scientific's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.098/( (2.875+2.41)/ 2 )
=-1  *  -0.098/2.6425
=3.71 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.911 + 0.964
=2.875

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.676 + 0.734
=2.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.71% mean?
XRF Scientific (ASX:XRF) has a Effective Interest Rate on Debt % of 3.71% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on XRF Scientific and its competitors.
Is XRF Scientific's Effective Interest Rate on Debt % too high?
XRF Scientific's current Effective Interest Rate on Debt % is 3.71%. Overall, XRF Scientific has a GF Score™ of 98/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does XRF Scientific's Effective Interest Rate on Debt % compare to HON and MMM?
XRF Scientific's Effective Interest Rate on Debt % of 3.71% can be compared against companies in the Conglomerates industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Conglomerates company?
A good Effective Interest Rate on Debt % depends on the Conglomerates industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on XRF Scientific and its competitors. XRF Scientific's current Effective Interest Rate on Debt % is 3.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XRF Scientific stock overvalued right now?
Based on GuruFocus' analysis, XRF Scientific (ASX:XRF) is currently considered Fairly Valued. The stock's GF Value™ is A$1.65, compared to a current price of A$1.72 — trading 4.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.71%. XRF Scientific's overall GF Score™ is 98/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For XRF Scientific (ASX:XRF), the current Effective Interest Rate on Debt % is 3.71% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is XRF Scientific (ASX:XRF) Overvalued in 2026?

Based on GuruFocus' analysis, XRF Scientific stock appears to be overvalued. The current stock price of A$1.72 is trading 4.2% above its estimated GF Value™ of A$1.65. GuruFocus considers XRF Scientific to be Fairly Valued.

Key valuation signals for ASX:XRF:

  • Effective Interest Rate on Debt %: 3.71%
  • GF Value™: A$1.65 vs. price of A$1.72 (4.2% above fair value)
  • GF Score™: 98/100 with 1 warning sign

No single metric tells the full story. See the ASX:XRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


XRF Scientific Business Description

Address 86 Guthrie Street, Osborne Park, Perth, WA, AUS, 6017
XRF Scientific Ltd is engaged in the business of manufacturing and marketing precious metal products, specialized chemicals and instruments for the scientific, analytical and mining industries. It operates through the following segments: Capital Equipment, Precious Metals, and Consumables. The company generates maximum revenue from the Capital Equipment segment that Manufactures sample preparation products and analytical instruments. Geographically, it derives a majority of revenue from Australia and also has a presence in Canada and Europe. Some of its product includes Electric Fusion Machines; Fusion Flux; Crushing and Pulverising, platinum lab ware and others.
98GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.72
Price
A$1.65
GF Value