BCTCF (OSL Group) Effective Interest Rate on Debt %: 6.02% (As of Dec. 2025)


BCTCF OSL Group Ltd BCTCF
68 GF Score
Price $1.50
GF Value $1.95
Valuation Modestly Undervalued
! 4 Warning Signs
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What is OSL Group Effective Interest Rate on Debt %?

OSL Group BCTCF 68 Effective Interest Rate on Debt % is 6.02% as of Dec. 2025. GuruFocus rates BCTCF with a GF Score™ of 68/100 and a GF Value™ of $1.95 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. OSL Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.66 Mil. OSL Group's average total debt for the quarter that ended in Dec. 2025 was $10.89 Mil. Therefore, OSL Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 6.02%.


OSL Group  (OTCPK:BCTCF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


OSL Group Effective Interest Rate on Debt % Related Terms


OSL Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for OSL Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OSL Group Effective Interest Rate on Debt % Chart

OSL Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.64 6.10 9.65 6.25 11.48

OSL Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.46 14.58 2.78 2.89 6.02

BCTCF vs MS, GS, SCHW: Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, OSL Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OSL Group Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, OSL Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where OSL Group's Effective Interest Rate on Debt % falls into.


BCTCF
68GF Score
OSL Group Ltd BCTCF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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OSL Group Effective Interest Rate on Debt % Calculation

OSL Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.53/( (7.567+1.664)/ 2 )
=-1  *  -0.53/4.6155
=11.48 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.869 + 6.698
=7.567

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.054 + 1.61
=1.664

OSL Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.656/( (20.116+1.664)/ 2 )
=-1  *  -0.656/10.89
=6.02 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.317 + 19.799
=20.116

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.054 + 1.61
=1.664

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.02% mean?
OSL Group (BCTCF) has a Effective Interest Rate on Debt % of 6.02% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on OSL Group and its competitors.
Is OSL Group's Effective Interest Rate on Debt % too high?
OSL Group's current Effective Interest Rate on Debt % is 6.02%. Overall, OSL Group has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does OSL Group's Effective Interest Rate on Debt % compare to MS and GS?
OSL Group's Effective Interest Rate on Debt % of 6.02% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on OSL Group and its competitors. OSL Group's current Effective Interest Rate on Debt % is 6.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OSL Group stock overvalued right now?
Based on GuruFocus' analysis, OSL Group (BCTCF) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.95, compared to a current price of $1.50 — trading 23.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.02%. OSL Group's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For OSL Group (BCTCF), the current Effective Interest Rate on Debt % is 6.02% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OSL Group (BCTCF) Overvalued in 2026?

Based on GuruFocus' analysis, OSL Group stock appears to be undervalued. The current stock price of $1.50 is trading 23.1% below its estimated GF Value™ of $1.95. GuruFocus considers OSL Group to be Modestly Undervalued.

Key valuation signals for BCTCF:

  • Effective Interest Rate on Debt %: 6.02%
  • GF Value™: $1.95 vs. price of $1.50 (23.1% below fair value)
  • GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the BCTCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OSL Group Business Description

Other Exchanges 00863:Hong Kong9D2:Germany
Address 33 Hysan Avenue, 39th Floor, Lee Garden One, Causeway Bay, Hong Kong, HKG
OSL Group Ltd is an investment holding company. Along with its subsidiaries, the company operates an insured and SFC-licensed digital assets and blockchain platform business in the Asia-Pacific region, which mainly includes an OTC trading business to trade digital assets with corporate and individual customers, and the provision of automated digital assets trading services through its proprietary platforms. It provides a comprehensive range of services, including brokerage, custody, exchange, and SaaS. The group's platform caters to institutional, professional, and retail investors, facilitating them to manage their digital assets. Geographically, it has its presence in Asia Pacific; and Europe.
68GF Score

Get the complete analysis for BCTCF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.50
Price
$1.95
GF Value