BDORY (Banco do Brasil BB Brasil) Effective Interest Rate on Debt %: 80.65% (As of Mar. 2026)


BDORY Banco do Brasil SA BB Brasil BDORY
69 GF Score
Price $3.94
GF Value $5.41
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Banco do Brasil BB Brasil Effective Interest Rate on Debt %?

Banco do Brasil BB Brasil BDORY +1.03% 69 Effective Interest Rate on Debt % is 80.65% as of Mar. 2026. GuruFocus rates BDORY with a GF Score™ of 69/100 and a GF Value™ of $5.41 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Banco do Brasil BB Brasil's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $42,217 Mil. Banco do Brasil BB Brasil's average total debt for the quarter that ended in Mar. 2026 was $52,344 Mil. Therefore, Banco do Brasil BB Brasil's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 80.65%.


Banco do Brasil BB Brasil  (OTCPK:BDORY) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Banco do Brasil BB Brasil Effective Interest Rate on Debt % Related Terms


Banco do Brasil BB Brasil Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Banco do Brasil BB Brasil's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco do Brasil BB Brasil Effective Interest Rate on Debt % Chart

Banco do Brasil BB Brasil Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.20 100.69 123.06 97.35 138.45

Banco do Brasil BB Brasil Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 64.79 49.58 53.99 74.27 80.65

Banco do Brasil BB Brasil Effective Interest Rate on Debt % Competitor Comparison

For the Banks - Regional subindustry, Banco do Brasil BB Brasil's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco do Brasil BB Brasil Effective Interest Rate on Debt % vs Banks Industry

For the Banks industry and Financial Services sector, Banco do Brasil BB Brasil's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Banco do Brasil BB Brasil's Effective Interest Rate on Debt % falls into.


BDORY
69GF Score
Banco do Brasil SA BB Brasil BDORY
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco do Brasil BB Brasil Effective Interest Rate on Debt % Calculation

Banco do Brasil BB Brasil's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -40040.945/( (27887.492+29956.277)/ 2 )
=-1  *  -40040.945/28921.8845
=138.45 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=27887.492 + 0
=27887.492

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=29956.277 + 0
=29956.277

Banco do Brasil BB Brasil's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -42217.48/( (29956.277+74732.168)/ 2 )
=-1  *  -42217.48/52344.2225
=80.65 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=29956.277 + 0
=29956.277

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=74732.168 + 0
=74732.168

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 80.65% mean?
Banco do Brasil BB Brasil (BDORY) has a Effective Interest Rate on Debt % of 80.65% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Banco do Brasil BB Brasil and its competitors.
Is Banco do Brasil BB Brasil's Effective Interest Rate on Debt % too high?
Banco do Brasil BB Brasil's current Effective Interest Rate on Debt % is 80.65%. Overall, Banco do Brasil BB Brasil has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banco do Brasil BB Brasil's Effective Interest Rate on Debt % compare to competitors?
Banco do Brasil BB Brasil's Effective Interest Rate on Debt % of 80.65% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Banco do Brasil BB Brasil and its competitors. Banco do Brasil BB Brasil's current Effective Interest Rate on Debt % is 80.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco do Brasil BB Brasil stock overvalued right now?
Based on GuruFocus' analysis, Banco do Brasil BB Brasil (BDORY) is currently considered Modestly Undervalued. The stock's GF Value™ is $5.41, compared to a current price of $3.94 — trading 27.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 80.65%. Banco do Brasil BB Brasil's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Banco do Brasil BB Brasil (BDORY), the current Effective Interest Rate on Debt % is 80.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco do Brasil BB Brasil (BDORY) Overvalued in 2026?

Based on GuruFocus' analysis, Banco do Brasil BB Brasil stock appears to be undervalued. The current stock price of $3.94 is trading 27.2% below its estimated GF Value™ of $5.41. GuruFocus considers Banco do Brasil BB Brasil to be Modestly Undervalued.

Key valuation signals for BDORY:

  • Effective Interest Rate on Debt %: 80.65%
  • GF Value™: $5.41 vs. price of $3.94 (27.2% below fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the BDORY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco do Brasil BB Brasil Business Description

Other Exchanges BZLA:GermanyBBAS3:Brazil
Address Setor de Autarquias Norte, Quadra 5, Lote B, Edificio Banco do Brasil, Brasilia, DF, BRA, 70040-911
Banco do Brasil SA BB Brasil is a Brazilian financial services company present in several countries. The business segments are Banking, Investments, Fund Management, Insurance, Electronic payments, and others. Majority of the revenue is generated from its Banking segment. Banco do Brasil serves retail clients (small and midsize enterprises and individuals), wholesale clients (corporations), and public institutions. The products and services portfolio includes accounts, Loans, cards, financing, and others.
69GF Score

Get the complete analysis for BDORY

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.94
Price
$5.41
GF Value