Safe Fertility Group PCL (BKK:SAFE) Effective Interest Rate on Debt %: 5.35% (As of Mar. 2026)

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BKK:SAFE Safe Fertility Group PCL BKK:SAFE
47 GF Score
Price ฿5.55
GF Value ฿8.44
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Safe Fertility Group PCL Effective Interest Rate on Debt %?

Safe Fertility Group PCL BKK:SAFE 47 Effective Interest Rate on Debt % is 5.35% as of Mar. 2026. GuruFocus rates BKK:SAFE with a GF Score™ of 47/100 and a GF Value™ of ฿8.44 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Safe Fertility Group PCL's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ฿3.2 Mil. Safe Fertility Group PCL's average total debt for the quarter that ended in Mar. 2026 was ฿59.3 Mil. Therefore, Safe Fertility Group PCL's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.35%.


Safe Fertility Group PCL  (BKK:SAFE) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Safe Fertility Group PCL Effective Interest Rate on Debt % Related Terms


Safe Fertility Group PCL Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Safe Fertility Group PCL's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Safe Fertility Group PCL Effective Interest Rate on Debt % Chart

Safe Fertility Group PCL Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
3.73 3.83 3.82 4.41 5.10

Safe Fertility Group PCL Quarterly Data
Dec21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.97 4.97 5.23 5.23 5.35

BKK:SAFE vs HCA, THC, DVA: Effective Interest Rate on Debt % Comparison

For the Medical Care Facilities subindustry, Safe Fertility Group PCL's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Safe Fertility Group PCL Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Safe Fertility Group PCL's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Safe Fertility Group PCL's Effective Interest Rate on Debt % falls into.


BKK:SAFE
47GF Score
Safe Fertility Group PCL BKK:SAFE
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Safe Fertility Group PCL Effective Interest Rate on Debt % Calculation

Safe Fertility Group PCL's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -3.471/( (75.049+61.12)/ 2 )
=-1  *  -3.471/68.0845
=5.10 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=61.119 + 13.93
=75.049

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=46.659 + 14.461
=61.12

Safe Fertility Group PCL's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -3.172/( (61.12+57.552)/ 2 )
=-1  *  -3.172/59.336
=5.35 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=46.659 + 14.461
=61.12

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=42.949 + 14.603
=57.552

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.35% mean?
Safe Fertility Group PCL (BKK:SAFE) has a Effective Interest Rate on Debt % of 5.35% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Safe Fertility Group PCL and its competitors.
Is Safe Fertility Group PCL's Effective Interest Rate on Debt % too high?
Safe Fertility Group PCL's current Effective Interest Rate on Debt % is 5.35%. Overall, Safe Fertility Group PCL has a GF Score™ of 47/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Safe Fertility Group PCL's Effective Interest Rate on Debt % compare to HCA and THC?
Safe Fertility Group PCL's Effective Interest Rate on Debt % of 5.35% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Safe Fertility Group PCL and its competitors. Safe Fertility Group PCL's current Effective Interest Rate on Debt % is 5.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Safe Fertility Group PCL stock overvalued right now?
Based on GuruFocus' analysis, Safe Fertility Group PCL (BKK:SAFE) is currently considered Significantly Undervalued. The stock's GF Value™ is ฿8.44, compared to a current price of ฿5.55 — trading 34.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.35%. Safe Fertility Group PCL's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Safe Fertility Group PCL (BKK:SAFE), the current Effective Interest Rate on Debt % is 5.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Safe Fertility Group PCL (BKK:SAFE) Overvalued in 2026?

Based on GuruFocus' analysis, Safe Fertility Group PCL stock appears to be undervalued. The current stock price of ฿5.55 is trading 34.2% below its estimated GF Value™ of ฿8.44. GuruFocus considers Safe Fertility Group PCL to be Significantly Undervalued.

Key valuation signals for BKK:SAFE:

  • Effective Interest Rate on Debt %: 5.35%
  • GF Value™: ฿8.44 vs. price of ฿5.55 (34.2% below fair value)
  • GF Score™: 47/100 with 4 warning signs

No single metric tells the full story. See the BKK:SAFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Safe Fertility Group PCL Business Description

Address Ploenchit Road, No. 496, 498, 500, 502 , Amarin Plaza Building, 17th Floor, Lumpini, Pathumwan, Bangkok, THA, 10330
Safe Fertility Group PCL operations include Obstetrics and Gynecology hospital and Medical laboratory and Cosmetic dermatology. Majority of the revenue is generated from Obstetrics and Gynecology hospital business segment and provides treatment services for infertility using medical assisted reproductive technology.
47GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿5.55
Price
฿8.44
GF Value