BLLQF (Bell Equipment) Effective Interest Rate on Debt %: 8.31% (As of Dec. 2025)


BLLQF Bell Equipment Ltd BLLQF
49 GF Score
Price $2.30
GF Value $0.99
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Bell Equipment Effective Interest Rate on Debt %?

Bell Equipment BLLQF 49 Effective Interest Rate on Debt % is 8.31% as of Dec. 2025. GuruFocus rates BLLQF with a GF Score™ of 49/100 and a GF Value™ of $0.99 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Bell Equipment's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $4.0 Mil. Bell Equipment's average total debt for the quarter that ended in Dec. 2025 was $47.6 Mil. Therefore, Bell Equipment's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 8.31%.


Bell Equipment  (OTCPK:BLLQF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Bell Equipment Effective Interest Rate on Debt % Related Terms


Bell Equipment Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Bell Equipment's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bell Equipment Effective Interest Rate on Debt % Chart

Bell Equipment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.80 8.90 9.25 10.50 7.05

Bell Equipment Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.35 9.35 9.78 8.44 8.31

BLLQF vs CAT, DE, PCAR: Effective Interest Rate on Debt % Comparison

For the Farm & Heavy Construction Machinery subindustry, Bell Equipment's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bell Equipment Effective Interest Rate on Debt % vs Farm & Heavy Construction Machinery Industry

For the Farm & Heavy Construction Machinery industry and Industrials sector, Bell Equipment's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Bell Equipment's Effective Interest Rate on Debt % falls into.


BLLQF
49GF Score
Bell Equipment Ltd BLLQF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bell Equipment Effective Interest Rate on Debt % Calculation

Bell Equipment's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -4.428/( (70.117+55.467)/ 2 )
=-1  *  -4.428/62.792
=7.05 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=28.006 + 42.111
=70.117

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=33.815 + 21.652
=55.467

Bell Equipment's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -3.952/( (39.687+55.467)/ 2 )
=-1  *  -3.952/47.577
=8.31 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=28.384 + 11.303
=39.687

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=33.815 + 21.652
=55.467

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.31% mean?
Bell Equipment (BLLQF) has a Effective Interest Rate on Debt % of 8.31% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bell Equipment and its competitors.
Is Bell Equipment's Effective Interest Rate on Debt % too high?
Bell Equipment's current Effective Interest Rate on Debt % is 8.31%. Overall, Bell Equipment has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bell Equipment's Effective Interest Rate on Debt % compare to CAT and DE?
Bell Equipment's Effective Interest Rate on Debt % of 8.31% can be compared against companies in the Farm & Heavy Construction Machinery industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Farm & Heavy Construction Machinery company?
A good Effective Interest Rate on Debt % depends on the Farm & Heavy Construction Machinery industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bell Equipment and its competitors. Bell Equipment's current Effective Interest Rate on Debt % is 8.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bell Equipment stock overvalued right now?
Based on GuruFocus' analysis, Bell Equipment (BLLQF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.99, compared to a current price of $2.30 — trading 132.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 8.31%. Bell Equipment's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Bell Equipment (BLLQF), the current Effective Interest Rate on Debt % is 8.31% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bell Equipment (BLLQF) Overvalued in 2026?

Based on GuruFocus' analysis, Bell Equipment stock appears to be overvalued. The current stock price of $2.30 is trading 132.3% above its estimated GF Value™ of $0.99. GuruFocus considers Bell Equipment to be Significantly Overvalued.

Key valuation signals for BLLQF:

  • Effective Interest Rate on Debt %: 8.31%
  • GF Value™: $0.99 vs. price of $2.30 (132.3% above fair value)
  • GF Score™: 49/100 with 3 warning signs

No single metric tells the full story. See the BLLQF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bell Equipment Business Description

Other Exchanges BEL:South AfricaB2K:Germany
Address 13 - 19 Carbonode Cell Road, Alton, Richards Bay, ZAF, 3900
Bell Equipment Ltd designs and manufactures a wide Collection of products. This includes a complete range of Bell forestry and agriculture products. It seeks to develop and support local suppliers and invests in outreach initiatives with a focus on education, training, and development both internally and externally. It conducts two main business operations Manufacturing, assembly, logistics and dealer sales operations which is OEM operations comprising manufacturing, assembly and sales of equipment and aftermarket products to independent dealers for their distribution to market; and Direct Sales operations which is owned distribution operations for direct sales of own manufactured products, other third party products and the supply of aftermarket support and products to market.
49GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.30
Price
$0.99
GF Value