Thirumalai Chemicals (BOM:500412) Effective Interest Rate on Debt %: 9.56% (As of Jun. 2026)

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BOM:500412 Thirumalai Chemicals Ltd BOM:500412
56 GF Score
Price ₹160.15
GF Value ₹197.45
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Thirumalai Chemicals Effective Interest Rate on Debt %?

Thirumalai Chemicals BOM:500412 +0.19% 56 Effective Interest Rate on Debt % is 9.56% as of Jun. 2026. GuruFocus rates BOM:500412 with a GF Score™ of 56/100 and a GF Value™ of ₹197.45 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Thirumalai Chemicals's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ₹2,079 Mil. Thirumalai Chemicals's average total debt for the quarter that ended in Jun. 2026 was ₹21,747 Mil. Therefore, Thirumalai Chemicals's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 9.56%.


Thirumalai Chemicals  (BOM:500412) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Thirumalai Chemicals Effective Interest Rate on Debt % Related Terms


Thirumalai Chemicals Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Thirumalai Chemicals's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Thirumalai Chemicals Effective Interest Rate on Debt % Chart

Thirumalai Chemicals Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.72 7.72 4.07 2.93 4.07

Thirumalai Chemicals Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.07 4.93 4.12 4.34 9.56

BOM:500412 vs LIN, SHW, ECL: Effective Interest Rate on Debt % Comparison

For the Specialty Chemicals subindustry, Thirumalai Chemicals's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Thirumalai Chemicals Effective Interest Rate on Debt % vs Chemicals Industry

For the Chemicals industry and Basic Materials sector, Thirumalai Chemicals's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Thirumalai Chemicals's Effective Interest Rate on Debt % falls into.


BOM:500412
56GF Score
Thirumalai Chemicals Ltd BOM:500412
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Thirumalai Chemicals Effective Interest Rate on Debt % Calculation

Thirumalai Chemicals's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -805.6/( (17856.3+21747.1)/ 2 )
=-1  *  -805.6/19801.7
=4.07 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=14746.3 + 3110
=17856.3

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=16453.8 + 5293.3
=21747.1

Thirumalai Chemicals's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -2078.8/( (21747.1+0)/ 1 )
=-1  *  -2078.8/21747.1
=9.56 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=16453.8 + 5293.3
=21747.1

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 9.56% mean?
Thirumalai Chemicals (BOM:500412) has a Effective Interest Rate on Debt % of 9.56% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Thirumalai Chemicals and its competitors.
Is Thirumalai Chemicals' Effective Interest Rate on Debt % too high?
Thirumalai Chemicals' current Effective Interest Rate on Debt % is 9.56%. Overall, Thirumalai Chemicals has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Thirumalai Chemicals' Effective Interest Rate on Debt % compare to LIN and SHW?
Thirumalai Chemicals' Effective Interest Rate on Debt % of 9.56% can be compared against companies in the Chemicals industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Chemicals company?
A good Effective Interest Rate on Debt % depends on the Chemicals industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Thirumalai Chemicals and its competitors. Thirumalai Chemicals's current Effective Interest Rate on Debt % is 9.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thirumalai Chemicals stock overvalued right now?
Based on GuruFocus' analysis, Thirumalai Chemicals (BOM:500412) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹197.45, compared to a current price of ₹160.15 — trading 18.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 9.56%. Thirumalai Chemicals' overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Thirumalai Chemicals (BOM:500412), the current Effective Interest Rate on Debt % is 9.56% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Thirumalai Chemicals (BOM:500412) Overvalued in 2026?

Based on GuruFocus' analysis, Thirumalai Chemicals stock appears to be undervalued. The current stock price of ₹160.15 is trading 18.9% below its estimated GF Value™ of ₹197.45. GuruFocus considers Thirumalai Chemicals to be Modestly Undervalued.

Key valuation signals for BOM:500412:

  • Effective Interest Rate on Debt %: 9.56%
  • GF Value™: ₹197.45 vs. price of ₹160.15 (18.9% below fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the BOM:500412 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Thirumalai Chemicals Business Description

Other Exchanges TIRUMALCHM:India
Address Road No. 29, Thirumalai House, Plot No. 101-102, Near Sion Hill Fort, Sion (East), Mumbai, MH, IND, 400 022
Thirumalai Chemicals Ltd is an India-based company engaged in the manufacturing and sale of organic chemicals. Its products include phthalic anhydride, malic acid, fumaric acid, and fine chemicals. It serves the plastics, paints, food, cosmetic, pharmaceutical industries, and other industries. Geographically, it earns majority of the revenue from India followed by the rest of the world.
56GF Score

Get the complete analysis for BOM:500412

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹160.15
Price
₹197.45
GF Value