Indian Card Clothing Co (BOM:509692) Effective Interest Rate on Debt %: 21.95% (As of Mar. 2026)

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BOM:509692 Indian Card Clothing Co Ltd BOM:509692
60 GF Score
Price ₹217.00
GF Value ₹232.98
Valuation Fairly Valued
! 4 Warning Signs
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What is Indian Card Clothing Co Effective Interest Rate on Debt %?

Indian Card Clothing Co BOM:509692 +1.43% 60 Effective Interest Rate on Debt % is 21.95% as of Mar. 2026. GuruFocus rates BOM:509692 with a GF Score™ of 60/100 and a GF Value™ of ₹232.98 (Fairly Valued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Indian Card Clothing Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹7.0 Mil. Indian Card Clothing Co's average total debt for the quarter that ended in Mar. 2026 was ₹31.7 Mil. Therefore, Indian Card Clothing Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 21.95%.


Indian Card Clothing Co  (BOM:509692) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Indian Card Clothing Co Effective Interest Rate on Debt % Related Terms


Indian Card Clothing Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Indian Card Clothing Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indian Card Clothing Co Effective Interest Rate on Debt % Chart

Indian Card Clothing Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.03 8.04 8.03 13.04 9.61

Indian Card Clothing Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.29 7.47 20.09 17.98 21.95

Indian Card Clothing Co Effective Interest Rate on Debt % Competitor Comparison

For the Textile Manufacturing subindustry, Indian Card Clothing Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indian Card Clothing Co Effective Interest Rate on Debt % vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Indian Card Clothing Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Indian Card Clothing Co's Effective Interest Rate on Debt % falls into.


BOM:509692
60GF Score
Indian Card Clothing Co Ltd BOM:509692
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Indian Card Clothing Co Effective Interest Rate on Debt % Calculation

Indian Card Clothing Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -9.639/( (168.754+31.749)/ 2 )
=-1  *  -9.639/100.2515
=9.61 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=29.882 + 138.872
=168.754

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=20.158 + 11.591
=31.749

Indian Card Clothing Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -6.968/( (0+31.749)/ 1 )
=-1  *  -6.968/31.749
=21.95 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=20.158 + 11.591
=31.749

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 21.95% mean?
Indian Card Clothing Co (BOM:509692) has a Effective Interest Rate on Debt % of 21.95% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Indian Card Clothing Co and its competitors.
Is Indian Card Clothing Co's Effective Interest Rate on Debt % too high?
Indian Card Clothing Co's current Effective Interest Rate on Debt % is 21.95%. Overall, Indian Card Clothing Co has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Indian Card Clothing Co's Effective Interest Rate on Debt % compare to competitors?
Indian Card Clothing Co's Effective Interest Rate on Debt % of 21.95% can be compared against companies in the Manufacturing - Apparel & Accessories industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Manufacturing - Apparel & Accessories company?
A good Effective Interest Rate on Debt % depends on the Manufacturing - Apparel & Accessories industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Indian Card Clothing Co and its competitors. Indian Card Clothing Co's current Effective Interest Rate on Debt % is 21.95%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indian Card Clothing Co stock overvalued right now?
Based on GuruFocus' analysis, Indian Card Clothing Co (BOM:509692) is currently considered Fairly Valued. The stock's GF Value™ is ₹232.98, compared to a current price of ₹217.00 — trading 6.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 21.95%. Indian Card Clothing Co's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Indian Card Clothing Co (BOM:509692), the current Effective Interest Rate on Debt % is 21.95% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indian Card Clothing Co (BOM:509692) Overvalued in 2026?

Based on GuruFocus' analysis, Indian Card Clothing Co stock appears to be undervalued. The current stock price of ₹217.00 is trading 6.9% below its estimated GF Value™ of ₹232.98. GuruFocus considers Indian Card Clothing Co to be Fairly Valued.

Key valuation signals for BOM:509692:

  • Effective Interest Rate on Debt %: 21.95%
  • GF Value™: ₹232.98 vs. price of ₹217.00 (6.9% below fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the BOM:509692 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Indian Card Clothing Co Business Description

Other Exchanges INDIANCARD:India
Address Koregaon Park Annexe, 14th Floor, B Wing, AP-81, Mundhwa, Pune, MH, IND, 411036
Indian Card Clothing Co Ltd (ICC) is a precision engineering company specializing in the manufacturing and supply of card clothing products and carding solutions for the textile industry. ICC has developed card clothing products such as cylinder wires, doffer wires, lickerin wires, and flat tops used in cotton carding and non-woven textile processes. The company operates manufacturing facilities in Pune, Maharashtra, and Nalagarh, Himachal Pradesh, catering to domestic and international markets. It generates revenue through sales of card clothing sets and related accessories to textile producers. ICC focuses on technology-driven product innovation to meet evolving industry requirements.
60GF Score

Get the complete analysis for BOM:509692

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹217.00
Price
₹232.98
GF Value