Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Svam Software's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ₹0.18 Mil. Svam Software's average total debt for the quarter that ended in Jun. 2026 was ₹34.86 Mil. Therefore, Svam Software's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 0.52%.
Svam Software (BOM:523722) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Svam Software Effective Interest Rate on Debt % Related Terms
Svam Software Effective Interest Rate on Debt % Historical Data
* Premium members only.
The historical data trend for Svam Software's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Svam Software Effective Interest Rate on Debt % Chart
BOM:523722 vs CRM, SHOP, UBER: Effective Interest Rate on Debt % Comparison
For the Software - Application subindustry, Svam Software's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Svam Software Effective Interest Rate on Debt % vs Software Industry
For the Software industry and Technology sector, Svam Software's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Svam Software's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 0.52% mean?
Svam Software (BOM:523722) has a Effective Interest Rate on Debt % of 0.52% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Svam Software and its competitors.
Is Svam Software's Effective Interest Rate on Debt % too high?
Svam Software's current Effective Interest Rate on Debt % is 0.52%. Overall, Svam Software has a GF Score™ of 47/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Svam Software's Effective Interest Rate on Debt % compare to CRM and SHOP?
Svam Software's Effective Interest Rate on Debt % of 0.52% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Svam Software and its competitors. Svam Software's current Effective Interest Rate on Debt % is 0.52%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Svam Software stock overvalued right now?
Based on GuruFocus' analysis, Svam Software (BOM:523722) is currently considered Possible Value Trap. The stock's GF Value™ is ₹15.61, compared to a current price of ₹4.89 — trading 68.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.52%. Svam Software's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Svam Software (BOM:523722), the current Effective Interest Rate on Debt % is 0.52% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Svam Software (BOM:523722) Overvalued in 2026?
Based on GuruFocus' analysis, Svam Software stock appears to be undervalued.
The current stock price of ₹4.89 is trading 68.7% below its estimated GF Value™ of ₹15.61.
GuruFocus considers Svam Software to be Possible Value Trap.
Key valuation signals for BOM:523722:
Effective Interest Rate on Debt %: 0.52%
GF Value™: ₹15.61 vs. price of ₹4.89 (68.7% below fair value)
No single metric tells the full story. See the BOM:523722 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Svam Software Ltd is a software development company in India. The company's services include software development, sale, and purchase of software, hardware and all accessories related to computers. It deals in all computer-related works like its hardware and software and accessories. The company offers services in the areas of turnkey software projects, communication and networking, system re-engineering, corporate and professional programs, software conversion, migration and redesign, GIS, customised software development, product development, facility management, downsizing and system integration.
47GF Score
Get the complete analysis for BOM:523722
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:523722 has been successfully added to your 
