Ludlow Jute & Specialities (BOM:526179) Effective Interest Rate on Debt %: 7.16% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:526179 Ludlow Jute & Specialities Ltd BOM:526179
46 GF Score
Price ₹338.65
GF Value ₹213.96
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Ludlow Jute & Specialities Effective Interest Rate on Debt %?

Ludlow Jute & Specialities BOM:526179 -0.40% 46 Effective Interest Rate on Debt % is 7.16% as of Mar. 2026. GuruFocus rates BOM:526179 with a GF Score™ of 46/100 and a GF Value™ of ₹213.96 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Ludlow Jute & Specialities's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹153 Mil. Ludlow Jute & Specialities's average total debt for the quarter that ended in Mar. 2026 was ₹2,135 Mil. Therefore, Ludlow Jute & Specialities's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 7.16%.


Ludlow Jute & Specialities  (BOM:526179) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Ludlow Jute & Specialities Effective Interest Rate on Debt % Related Terms


Ludlow Jute & Specialities Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Ludlow Jute & Specialities's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ludlow Jute & Specialities Effective Interest Rate on Debt % Chart

Ludlow Jute & Specialities Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.11 6.38 7.82 9.31 8.17

Ludlow Jute & Specialities Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.07 9.88 9.34 10.06 7.16

Ludlow Jute & Specialities Effective Interest Rate on Debt % Competitor Comparison

For the Textile Manufacturing subindustry, Ludlow Jute & Specialities's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ludlow Jute & Specialities Effective Interest Rate on Debt % vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Ludlow Jute & Specialities's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Ludlow Jute & Specialities's Effective Interest Rate on Debt % falls into.


BOM:526179
46GF Score
Ludlow Jute & Specialities Ltd BOM:526179
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ludlow Jute & Specialities Effective Interest Rate on Debt % Calculation

Ludlow Jute & Specialities's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -147.2/( (1469.549+2135.2)/ 2 )
=-1  *  -147.2/1802.3745
=8.17 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=400.818 + 1068.731
=1469.549

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=577.5 + 1557.7
=2135.2

Ludlow Jute & Specialities's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -152.8/( (0+2135.2)/ 1 )
=-1  *  -152.8/2135.2
=7.16 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=577.5 + 1557.7
=2135.2

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.16% mean?
Ludlow Jute & Specialities (BOM:526179) has a Effective Interest Rate on Debt % of 7.16% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ludlow Jute & Specialities and its competitors.
Is Ludlow Jute & Specialities' Effective Interest Rate on Debt % too high?
Ludlow Jute & Specialities' current Effective Interest Rate on Debt % is 7.16%. Overall, Ludlow Jute & Specialities has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ludlow Jute & Specialities' Effective Interest Rate on Debt % compare to competitors?
Ludlow Jute & Specialities' Effective Interest Rate on Debt % of 7.16% can be compared against companies in the Manufacturing - Apparel & Accessories industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Manufacturing - Apparel & Accessories company?
A good Effective Interest Rate on Debt % depends on the Manufacturing - Apparel & Accessories industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ludlow Jute & Specialities and its competitors. Ludlow Jute & Specialities's current Effective Interest Rate on Debt % is 7.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ludlow Jute & Specialities stock overvalued right now?
Based on GuruFocus' analysis, Ludlow Jute & Specialities (BOM:526179) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹213.96, compared to a current price of ₹338.65 — trading 58.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 7.16%. Ludlow Jute & Specialities' overall GF Score™ is 46/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Ludlow Jute & Specialities (BOM:526179), the current Effective Interest Rate on Debt % is 7.16% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ludlow Jute & Specialities (BOM:526179) Overvalued in 2026?

Based on GuruFocus' analysis, Ludlow Jute & Specialities stock appears to be overvalued. The current stock price of ₹338.65 is trading 58.3% above its estimated GF Value™ of ₹213.96. GuruFocus considers Ludlow Jute & Specialities to be Significantly Overvalued.

Key valuation signals for BOM:526179:

  • Effective Interest Rate on Debt %: 7.16%
  • GF Value™: ₹213.96 vs. price of ₹338.65 (58.3% above fair value)
  • GF Score™: 46/100 with 4 warning signs

No single metric tells the full story. See the BOM:526179 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ludlow Jute & Specialities Business Description

Address 23C, Ashutosh Chowdhury Avenue, KCI Plaza, 4th Floor, Kolkata, WB, IND, 700 019
Ludlow Jute & Specialities Ltd is an India-based company that offers jute goods. The company operates in the segment of manufacturing and selling jute goods. It offers products such as Jute yarn, Hessian cloth, and food-grade bags; Jute geotextiles, such as Soil saver (Jute mesh), woven and nonwoven, and diversified products, such as Jute felt/nonwoven, Jute canvas, Leno/scrim cloth, and Decorative hessian fabric. The company mainly operates in India. It also offers its products in the Overseas market.
46GF Score

Get the complete analysis for BOM:526179

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹338.65
Price
₹213.96
GF Value