Ashram Onlinecom (BOM:526187) Effective Interest Rate on Debt %: 8.79% (As of Jun. 2026)

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BOM:526187 Ashram Onlinecom Ltd BOM:526187
52 GF Score
Price ₹6.00
GF Value ₹7.92
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Ashram Onlinecom Effective Interest Rate on Debt %?

Ashram Onlinecom BOM:526187 +0.17% 52 Effective Interest Rate on Debt % is 8.79% as of Jun. 2026. GuruFocus rates BOM:526187 with a GF Score™ of 52/100 and a GF Value™ of ₹7.92 (Modestly Undervalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Ashram Onlinecom's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ₹3.14 Mil. Ashram Onlinecom's average total debt for the quarter that ended in Jun. 2026 was ₹35.68 Mil. Therefore, Ashram Onlinecom's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 8.79%.


Ashram Onlinecom  (BOM:526187) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Ashram Onlinecom Effective Interest Rate on Debt % Related Terms


Ashram Onlinecom Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Ashram Onlinecom's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ashram Onlinecom Effective Interest Rate on Debt % Chart

Ashram Onlinecom Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.13 2.42 11.40

Ashram Onlinecom Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.83 5.39 7.15 8.39 8.79

BOM:526187 vs ROL, SCI, HRB: Effective Interest Rate on Debt % Comparison

For the Personal Services subindustry, Ashram Onlinecom's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ashram Onlinecom Effective Interest Rate on Debt % vs Personal Services Industry

For the Personal Services industry and Consumer Cyclical sector, Ashram Onlinecom's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Ashram Onlinecom's Effective Interest Rate on Debt % falls into.


BOM:526187
52GF Score
Ashram Onlinecom Ltd BOM:526187
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ashram Onlinecom Effective Interest Rate on Debt % Calculation

Ashram Onlinecom's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -2.143/( (1.92+35.676)/ 2 )
=-1  *  -2.143/18.798
=11.40 %

where

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 35.676
=35.676

Ashram Onlinecom's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -3.136/( (35.676+0)/ 1 )
=-1  *  -3.136/35.676
=8.79 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 35.676
=35.676

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.79% mean?
Ashram Onlinecom (BOM:526187) has a Effective Interest Rate on Debt % of 8.79% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ashram Onlinecom and its competitors.
Is Ashram Onlinecom's Effective Interest Rate on Debt % too high?
Ashram Onlinecom's current Effective Interest Rate on Debt % is 8.79%. Overall, Ashram Onlinecom has a GF Score™ of 52/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ashram Onlinecom's Effective Interest Rate on Debt % compare to ROL and SCI?
Ashram Onlinecom's Effective Interest Rate on Debt % of 8.79% can be compared against companies in the Personal Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Personal Services company?
A good Effective Interest Rate on Debt % depends on the Personal Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ashram Onlinecom and its competitors. Ashram Onlinecom's current Effective Interest Rate on Debt % is 8.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ashram Onlinecom stock overvalued right now?
Based on GuruFocus' analysis, Ashram Onlinecom (BOM:526187) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹7.92, compared to a current price of ₹6.00 — trading 24.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 8.79%. Ashram Onlinecom's overall GF Score™ is 52/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Ashram Onlinecom (BOM:526187), the current Effective Interest Rate on Debt % is 8.79% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ashram Onlinecom (BOM:526187) Overvalued in 2026?

Based on GuruFocus' analysis, Ashram Onlinecom stock appears to be undervalued. The current stock price of ₹6.00 is trading 24.2% below its estimated GF Value™ of ₹7.92. GuruFocus considers Ashram Onlinecom to be Modestly Undervalued.

Key valuation signals for BOM:526187:

  • Effective Interest Rate on Debt %: 8.79%
  • GF Value™: ₹7.92 vs. price of ₹6.00 (24.2% below fair value)
  • GF Score™: 52/100 with 7 warning signs

No single metric tells the full story. See the BOM:526187 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ashram Onlinecom Business Description

Address Mookathal Street, New No. 29, Old No.12, 2nd Floor, Purasawalkkam, Chennai, TN, IND, 600 007
Ashram Onlinecom Ltd provides the retail sales of souvenirs, craftwork religious articles, and others in India. Its product portfolio includes Raksha, Raksha Combo Packs, Puja Items, Tilasmi Motiand Tulsi Mala. The company services include Homam, Pariharam, Puja, Samskaram, and Navagraha Puja. Using the modern technology and marketing platforms like Amazon, Flipkart and Direct Marketing, the company is heading towards taking a good share of market lying in this space. The company found that the quest for peace, prosperity and holistic life is unlimited and the demand for such products, which can promote peace, prosperity and holistic lifestyle based on ancient sciences and traditions, is growing day by day.
52GF Score

Get the complete analysis for BOM:526187

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹6.00
Price
₹7.92
GF Value