Royal Cushion Vinyl Products (BOM:526193) Effective Interest Rate on Debt %: 8.67% (As of Mar. 2026)

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BOM:526193 Royal Cushion Vinyl Products Ltd BOM:526193
34 GF Score
Price ₹14.93
GF Value ₹18.21
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Royal Cushion Vinyl Products Effective Interest Rate on Debt %?

Royal Cushion Vinyl Products BOM:526193 +1.01% 34 Effective Interest Rate on Debt % is 8.67% as of Mar. 2026. GuruFocus rates BOM:526193 with a GF Score™ of 34/100 and a GF Value™ of ₹18.21 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Royal Cushion Vinyl Products's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹73.5 Mil. Royal Cushion Vinyl Products's average total debt for the quarter that ended in Mar. 2026 was ₹847.1 Mil. Therefore, Royal Cushion Vinyl Products's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 8.67%.


Royal Cushion Vinyl Products  (BOM:526193) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Royal Cushion Vinyl Products Effective Interest Rate on Debt % Related Terms


Royal Cushion Vinyl Products Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Royal Cushion Vinyl Products's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Royal Cushion Vinyl Products Effective Interest Rate on Debt % Chart

Royal Cushion Vinyl Products Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.97 1.17 1.35 4.36 9.28

Royal Cushion Vinyl Products Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.36 8.64 8.79 10.07 8.67

BOM:526193 vs SN, SGI, MHK: Effective Interest Rate on Debt % Comparison

For the Furnishings, Fixtures & Appliances subindustry, Royal Cushion Vinyl Products's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Royal Cushion Vinyl Products Effective Interest Rate on Debt % vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Royal Cushion Vinyl Products's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Royal Cushion Vinyl Products's Effective Interest Rate on Debt % falls into.


BOM:526193
34GF Score
Royal Cushion Vinyl Products Ltd BOM:526193
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Royal Cushion Vinyl Products Effective Interest Rate on Debt % Calculation

Royal Cushion Vinyl Products's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -78.515/( (844.895+847.056)/ 2 )
=-1  *  -78.515/845.9755
=9.28 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=364.58 + 480.315
=844.895

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=309.218 + 537.838
=847.056

Royal Cushion Vinyl Products's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -73.456/( (0+847.056)/ 1 )
=-1  *  -73.456/847.056
=8.67 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=309.218 + 537.838
=847.056

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.67% mean?
Royal Cushion Vinyl Products (BOM:526193) has a Effective Interest Rate on Debt % of 8.67% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Royal Cushion Vinyl Products and its competitors.
Is Royal Cushion Vinyl Products' Effective Interest Rate on Debt % too high?
Royal Cushion Vinyl Products' current Effective Interest Rate on Debt % is 8.67%. Overall, Royal Cushion Vinyl Products has a GF Score™ of 34/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Royal Cushion Vinyl Products' Effective Interest Rate on Debt % compare to SN and SGI?
Royal Cushion Vinyl Products' Effective Interest Rate on Debt % of 8.67% can be compared against companies in the Furnishings, Fixtures & Appliances industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Furnishings, Fixtures & Appliances company?
A good Effective Interest Rate on Debt % depends on the Furnishings, Fixtures & Appliances industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Royal Cushion Vinyl Products and its competitors. Royal Cushion Vinyl Products's current Effective Interest Rate on Debt % is 8.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Royal Cushion Vinyl Products stock overvalued right now?
Based on GuruFocus' analysis, Royal Cushion Vinyl Products (BOM:526193) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹18.21, compared to a current price of ₹14.93 — trading 18% below its estimated fair value. The current Effective Interest Rate on Debt % is 8.67%. Royal Cushion Vinyl Products' overall GF Score™ is 34/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Royal Cushion Vinyl Products (BOM:526193), the current Effective Interest Rate on Debt % is 8.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Royal Cushion Vinyl Products (BOM:526193) Overvalued in 2026?

Based on GuruFocus' analysis, Royal Cushion Vinyl Products stock appears to be undervalued. The current stock price of ₹14.93 is trading 18% below its estimated GF Value™ of ₹18.21. GuruFocus considers Royal Cushion Vinyl Products to be Modestly Undervalued.

Key valuation signals for BOM:526193:

  • Effective Interest Rate on Debt %: 8.67%
  • GF Value™: ₹18.21 vs. price of ₹14.93 (18% below fair value)
  • GF Score™: 34/100 with 5 warning signs

No single metric tells the full story. See the BOM:526193 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Royal Cushion Vinyl Products Business Description

Address Shlok, 60 CD, Government Industrial Estate, Charkop, Kandivli (West), Mumbai, MH, IND, 400 067
Royal Cushion Vinyl Products Ltd is an India-based company and manufacturer of PVC vinyl flooring products. It involves the Commercial flooring range, the Residential flooring range, and the Transport flooring range. The company offers a wide range of vinyl flooring used for households, offices, shops, health clubs, automobiles, and others. The Company has developed various new products, i.e., Luxury Vinyl Tiles (LVT), Commercial Vinyl, Anti-static flooring, etc. The Company engaged only in one segment, i.e., PVC products.
34GF Score

Get the complete analysis for BOM:526193

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹14.93
Price
₹18.21
GF Value