Pratik Panels (BOM:526490) Effective Interest Rate on Debt %: 2,894.12% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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BOM:526490 Pratik Panels Ltd BOM:526490
44 GF Score
Price ₹4.78
GF Value ₹23.61
Valuation Significantly Undervalued
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What is Pratik Panels Effective Interest Rate on Debt %?

Pratik Panels BOM:526490 -14.95% 44 Effective Interest Rate on Debt % is 2,894.12% as of Mar. 2026. GuruFocus rates BOM:526490 with a GF Score™ of 44/100 and a GF Value™ of ₹23.61 (Significantly Undervalued).

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Pratik Panels's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹1.5 Mil. Pratik Panels's average total debt for the quarter that ended in Mar. 2026 was ₹0.1 Mil. Therefore, Pratik Panels's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2,894.12%.


Pratik Panels  (BOM:526490) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Pratik Panels Effective Interest Rate on Debt % Related Terms


Pratik Panels Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Pratik Panels's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pratik Panels Effective Interest Rate on Debt % Chart

Pratik Panels Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.14 13.23 1.87 0.29 25.96

Pratik Panels Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.14 0.00 0.00 2,894.12

Pratik Panels Effective Interest Rate on Debt % Competitor Comparison

For the Textile Manufacturing subindustry, Pratik Panels's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pratik Panels Effective Interest Rate on Debt % vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Pratik Panels's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Pratik Panels's Effective Interest Rate on Debt % falls into.


BOM:526490
44GF Score
Pratik Panels Ltd BOM:526490
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Pratik Panels Effective Interest Rate on Debt % Calculation

Pratik Panels's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -0.37/( (2.8+0.051)/ 2 )
=-1  *  -0.37/1.4255
=25.96 %

where

Pratik Panels's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1.476/( (0+0.051)/ 1 )
=-1  *  -1.476/0.051
=2,894.12 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2,894.12% mean?
Pratik Panels (BOM:526490) has a Effective Interest Rate on Debt % of 2,894.12% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pratik Panels and its competitors.
Is Pratik Panels' Effective Interest Rate on Debt % too high?
Pratik Panels' current Effective Interest Rate on Debt % is 2,894.12%. Overall, Pratik Panels has a GF Score™ of 44/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pratik Panels' Effective Interest Rate on Debt % compare to competitors?
Pratik Panels' Effective Interest Rate on Debt % of 2,894.12% can be compared against companies in the Manufacturing - Apparel & Accessories industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Manufacturing - Apparel & Accessories company?
A good Effective Interest Rate on Debt % depends on the Manufacturing - Apparel & Accessories industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pratik Panels and its competitors. Pratik Panels's current Effective Interest Rate on Debt % is 2,894.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pratik Panels stock overvalued right now?
Based on GuruFocus' analysis, Pratik Panels (BOM:526490) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹23.61, compared to a current price of ₹4.78 — trading 79.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 2,894.12%. Pratik Panels' overall GF Score™ is 44/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Pratik Panels (BOM:526490), the current Effective Interest Rate on Debt % is 2,894.12% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pratik Panels (BOM:526490) Overvalued in 2026?

Based on GuruFocus' analysis, Pratik Panels stock appears to be undervalued. The current stock price of ₹4.78 is trading 79.8% below its estimated GF Value™ of ₹23.61. GuruFocus considers Pratik Panels to be Significantly Undervalued.

Key valuation signals for BOM:526490:

  • Effective Interest Rate on Debt %: 2,894.12%
  • GF Value™: ₹23.61 vs. price of ₹4.78 (79.8% below fair value)
  • GF Score™: 44/100

No single metric tells the full story. See the BOM:526490 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pratik Panels Business Description

Address Gala No. C-2 (House No. 366/8-2), Ground Floor, Gurudev Complex, Behind Deep Hotel, Sonale Village, Bhiwandi, Thane, MH, IND, 421302
Pratik Panels Ltd is presently dealing in business of manufacturers, producers, processors, importers, exporters, buyers, sellers of and dealers in all kinds of textiles, fibers, fabrics and yarns and hosiery goods prepared or manufactured from cotton, wool, worsted, shoddy, silk, jute, ramie, hemp, linen, viscose, rayon, artificial, silk, nylon, polyester, etc.
44GF Score

Get the complete analysis for BOM:526490

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹4.78
Price
₹23.61
GF Value