Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Binny Mills's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹375.94 Mil. Binny Mills's average total debt for the quarter that ended in Mar. 2026 was ₹743.55 Mil. Therefore, Binny Mills's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 50.56%.
Binny Mills (BOM:535620) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Binny Mills Effective Interest Rate on Debt % Related Terms
Binny Mills Effective Interest Rate on Debt % Historical Data
* Premium members only.
The historical data trend for Binny Mills's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Binny Mills Effective Interest Rate on Debt % Chart
Binny Mills Effective Interest Rate on Debt % Competitor Comparison
For the Textile Manufacturing subindustry, Binny Mills's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Binny Mills Effective Interest Rate on Debt % vs Manufacturing - Apparel & Accessories Industry
For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Binny Mills's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Binny Mills's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 50.56% mean?
Binny Mills (BOM:535620) has a Effective Interest Rate on Debt % of 50.56% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Binny Mills and its competitors.
Is Binny Mills' Effective Interest Rate on Debt % too high?
Binny Mills' current Effective Interest Rate on Debt % is 50.56%. Overall, Binny Mills has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Binny Mills' Effective Interest Rate on Debt % compare to competitors?
Binny Mills' Effective Interest Rate on Debt % of 50.56% can be compared against companies in the Manufacturing - Apparel & Accessories industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Manufacturing - Apparel & Accessories company?
A good Effective Interest Rate on Debt % depends on the Manufacturing - Apparel & Accessories industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Binny Mills and its competitors. Binny Mills's current Effective Interest Rate on Debt % is 50.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Binny Mills stock overvalued right now?
Based on GuruFocus' analysis, Binny Mills (BOM:535620) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹249.00, compared to a current price of ₹205.10 — trading 17.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 50.56%. Binny Mills' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Binny Mills (BOM:535620), the current Effective Interest Rate on Debt % is 50.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Binny Mills (BOM:535620) Overvalued in 2026?
Based on GuruFocus' analysis, Binny Mills stock appears to be undervalued.
The current stock price of ₹205.10 is trading 17.6% below its estimated GF Value™ of ₹249.00.
GuruFocus considers Binny Mills to be Modestly Undervalued.
Key valuation signals for BOM:535620:
Effective Interest Rate on Debt %: 50.56%
GF Value™: ₹249.00 vs. price of ₹205.10 (17.6% below fair value)
No single metric tells the full story. See the BOM:535620 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Binny Mills Ltd is engaged in the retail trading of textile products. The business activity of the firm is operated through three divisions namely Warehousing, Showrooms, and Textiles. The Warehousing division has rented its warehouses and is deriving rental income from it. The Showrooms are engaged in the retail selling of textile materials and the Textile division is engaged in selling textile materials, particularly uniform materials, bedspreads, and other textile varieties. The company generates the majority of its revenue from the Warehousing division.
61GF Score
Get the complete analysis for BOM:535620
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:535620 has been successfully added to your 
