Goenka Business & Finance (BOM:538787) Effective Interest Rate on Debt %: 0.00% (As of Jun. 2026)

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BOM:538787 Goenka Business & Finance Ltd BOM:538787
68 GF Score
Price ₹9.54
GF Value ₹17.99
Valuation Possible Value Trap
! 3 Warning Signs
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What is Goenka Business & Finance Effective Interest Rate on Debt %?

Goenka Business & Finance BOM:538787 68 Effective Interest Rate on Debt % is 0.00% as of Jun. 2026. GuruFocus rates BOM:538787 with a GF Score™ of 68/100 and a GF Value™ of ₹17.99 (Possible Value Trap). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Goenka Business & Finance's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ₹341 Mil. Goenka Business & Finance's average total debt for the quarter that ended in Jun. 2026 was ₹0 Mil. Therefore, Goenka Business & Finance's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was N/A%.


Goenka Business & Finance  (BOM:538787) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Goenka Business & Finance Effective Interest Rate on Debt % Related Terms


Goenka Business & Finance Effective Interest Rate on Debt % Historical Data

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The historical data trend for Goenka Business & Finance's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Goenka Business & Finance Effective Interest Rate on Debt % Chart

Goenka Business & Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
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Goenka Business & Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:538787 vs MS, GS, SCHW: Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, Goenka Business & Finance's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Goenka Business & Finance Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Goenka Business & Finance's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Goenka Business & Finance's Effective Interest Rate on Debt % falls into.


BOM:538787
68GF Score
Goenka Business & Finance Ltd BOM:538787
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Goenka Business & Finance Effective Interest Rate on Debt % Calculation

Goenka Business & Finance's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -215.177/( (0+0)/ 1 )
=-1  *  -215.177/0
=N/A %

where

Goenka Business & Finance's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -341.024/( (0+0)/ 1 )
=-1  *  -341.024/0
=N/A %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Goenka Business & Finance (BOM:538787) has a Effective Interest Rate on Debt % of 0.00% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Goenka Business & Finance and its competitors.
Is Goenka Business & Finance's Effective Interest Rate on Debt % too high?
Goenka Business & Finance's current Effective Interest Rate on Debt % is 0.00%. Overall, Goenka Business & Finance has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Goenka Business & Finance's Effective Interest Rate on Debt % compare to MS and GS?
Goenka Business & Finance's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Goenka Business & Finance and its competitors. Goenka Business & Finance's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Goenka Business & Finance stock overvalued right now?
Based on GuruFocus' analysis, Goenka Business & Finance (BOM:538787) is currently considered Possible Value Trap. The stock's GF Value™ is ₹17.99, compared to a current price of ₹9.54 — trading 47% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Goenka Business & Finance's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Goenka Business & Finance (BOM:538787), the current Effective Interest Rate on Debt % is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Goenka Business & Finance (BOM:538787) Overvalued in 2026?

Based on GuruFocus' analysis, Goenka Business & Finance stock appears to be undervalued. The current stock price of ₹9.54 is trading 47% below its estimated GF Value™ of ₹17.99. GuruFocus considers Goenka Business & Finance to be Possible Value Trap.

Key valuation signals for BOM:538787:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: ₹17.99 vs. price of ₹9.54 (47% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the BOM:538787 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Goenka Business & Finance Business Description

Address Premchand Nagar Road, Jodhpur Char Rasta, 3rd Floor, 3E Rajyash Uniza Corporate Office, Opposite Krishna Complex Satellite, Above Starbucks, Ahmedabad, GJ, IND, 380015
Goenka Business & Finance Ltd is a Non-Banking Financial Company (NBFC), engaged in the business of lending. It also accepts loans and advances and offers a variety of financial services to its customers. The company is also involved in derivatives. It operates in a single segment of investment in securities and extending financial loan services. The company generates the majority of its revenue through the sale of shares, and the rest in the form of dividend income, interest income, etc.
68GF Score

Get the complete analysis for BOM:538787

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹9.54
Price
₹17.99
GF Value