Elfin Agro India (BOM:544724) Effective Interest Rate on Debt %: 16.87% (As of Mar. 2026)

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BOM:544724 Elfin Agro India Ltd BOM:544724
22 GF Score
Price ₹97.00
! 4 Warning Signs
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What is Elfin Agro India Effective Interest Rate on Debt %?

Elfin Agro India BOM:544724 -1.97% 22 Effective Interest Rate on Debt % is 16.87% as of Mar. 2026. GuruFocus rates BOM:544724 with a GF Score™ of 22/100. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Elfin Agro India's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹14 Mil. Elfin Agro India's average total debt for the quarter that ended in Mar. 2026 was ₹83 Mil. Therefore, Elfin Agro India's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 16.87%.


Elfin Agro India  (BOM:544724) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Elfin Agro India Effective Interest Rate on Debt % Related Terms


Elfin Agro India Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Elfin Agro India's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Elfin Agro India Effective Interest Rate on Debt % Chart

Elfin Agro India Annual Data
Trend Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
4.28 9.62 8.49 16.87

Elfin Agro India Semi-Annual Data
Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt % 4.28 9.62 8.49 16.87

BOM:544724 vs KHC, GIS: Effective Interest Rate on Debt % Comparison

For the Packaged Foods subindustry, Elfin Agro India's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Elfin Agro India Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Elfin Agro India's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Elfin Agro India's Effective Interest Rate on Debt % falls into.


BOM:544724
22GF Score
Elfin Agro India Ltd BOM:544724
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Elfin Agro India Effective Interest Rate on Debt % Calculation

Elfin Agro India's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -13.946/( (121.875+43.438)/ 2 )
=-1  *  -13.946/82.6565
=16.87 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=16.807 + 105.068
=121.875

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11.225 + 32.213
=43.438

Elfin Agro India's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -13.946/( (121.875+43.438)/ 2 )
=-1  *  -13.946/82.6565
=16.87 %

where

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=16.807 + 105.068
=121.875

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11.225 + 32.213
=43.438

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 16.87% mean?
Elfin Agro India (BOM:544724) has a Effective Interest Rate on Debt % of 16.87% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Elfin Agro India and its competitors.
Is Elfin Agro India's Effective Interest Rate on Debt % too high?
Elfin Agro India's current Effective Interest Rate on Debt % is 16.87%. Overall, Elfin Agro India has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Elfin Agro India's Effective Interest Rate on Debt % compare to KHC and GIS?
Elfin Agro India's Effective Interest Rate on Debt % of 16.87% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Elfin Agro India and its competitors. Elfin Agro India's current Effective Interest Rate on Debt % is 16.87%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elfin Agro India stock overvalued right now?
Elfin Agro India (BOM:544724) has a current Effective Interest Rate on Debt % of 16.87%. The current Effective Interest Rate on Debt % is 16.87%. Elfin Agro India's overall GF Score™ is 22/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Elfin Agro India (BOM:544724), the current Effective Interest Rate on Debt % is 16.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Elfin Agro India Business Description

Elfin Agro India Ltd is engaged in the business of manufacturing of Chakki Atta (High fibre whole wheat flour), R Atta (Refined whole wheat flour), Tandoori Atta (Specialized flour), Sooji (Semolina flour), Maida (Refined Flour) and yellow mustard oil. The company sells processed wheat flour under the brands "Shiv Nandi" and "ELFIN'S Shri Shyam BHOG" to wholesalers and retailers. It is also engaged in the extraction, filtering and manufacturing of Edible mustard oil from raw mustard seeds. The company also engage in the trading of certain agro-products, including Chana, Maize, Soyabean Refined Oil, Rice Bran Refined Oil, Wheat, cattle feed, groundnut oil etc. The company's majority of revenue is derived from the sale of its products, mainly Maida.
22GF Score

Get the complete analysis for BOM:544724

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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