Gulf Lloyds India (BOM:544834) Effective Interest Rate on Debt %: 9.70% (As of Mar. 2026)

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BOM:544834 Gulf Lloyds India Ltd BOM:544834
15 GF Score
Price ₹37.45
! 2 Warning Signs
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What is Gulf Lloyds India Effective Interest Rate on Debt %?

Gulf Lloyds India BOM:544834 +0.43% 15 Effective Interest Rate on Debt % is 9.70% as of Mar. 2026. GuruFocus rates BOM:544834 with a GF Score™ of 15/100. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Gulf Lloyds India's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹13.0 Mil. Gulf Lloyds India's average total debt for the quarter that ended in Mar. 2026 was ₹134.2 Mil. Therefore, Gulf Lloyds India's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 9.70%.


Gulf Lloyds India  (BOM:544834) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Gulf Lloyds India Effective Interest Rate on Debt % Related Terms


Gulf Lloyds India Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Gulf Lloyds India's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gulf Lloyds India Effective Interest Rate on Debt % Chart

Gulf Lloyds India Annual Data
Trend Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
4.88 9.72 10.36 10.76

Gulf Lloyds India Semi-Annual Data
Mar23 Mar24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % 0.00 0.00 0.00 13.39 9.70

BOM:544834 vs CTAS, CPRT, GPN: Effective Interest Rate on Debt % Comparison

For the Specialty Business Services subindustry, Gulf Lloyds India's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gulf Lloyds India Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, Gulf Lloyds India's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Gulf Lloyds India's Effective Interest Rate on Debt % falls into.


BOM:544834
15GF Score
Gulf Lloyds India Ltd BOM:544834
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Gulf Lloyds India Effective Interest Rate on Debt % Calculation

Gulf Lloyds India's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -13.24/( (89.387+156.753)/ 2 )
=-1  *  -13.24/123.07
=10.76 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=42.962 + 46.425
=89.387

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=53.994 + 102.759
=156.753

Gulf Lloyds India's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -13.018/( (111.706+156.753)/ 2 )
=-1  *  -13.018/134.2295
=9.70 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26.736 + 84.97
=111.706

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=53.994 + 102.759
=156.753

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 9.70% mean?
Gulf Lloyds India (BOM:544834) has a Effective Interest Rate on Debt % of 9.70% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Gulf Lloyds India and its competitors.
Is Gulf Lloyds India's Effective Interest Rate on Debt % too high?
Gulf Lloyds India's current Effective Interest Rate on Debt % is 9.70%. Overall, Gulf Lloyds India has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Gulf Lloyds India's Effective Interest Rate on Debt % compare to CTAS and CPRT?
Gulf Lloyds India's Effective Interest Rate on Debt % of 9.70% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Gulf Lloyds India and its competitors. Gulf Lloyds India's current Effective Interest Rate on Debt % is 9.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf Lloyds India stock overvalued right now?
Gulf Lloyds India (BOM:544834) has a current Effective Interest Rate on Debt % of 9.70%. The current Effective Interest Rate on Debt % is 9.70%. Gulf Lloyds India's overall GF Score™ is 15/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Gulf Lloyds India (BOM:544834), the current Effective Interest Rate on Debt % is 9.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Gulf Lloyds India Business Description

Address Drive in Road, Thaltej Road, 910-909, Gala Empire, Opposite TV Tower, Ahmedabad, GJ, IND, 380054
Gulf Lloyds India Ltd is engaged in the business of Third Party Inspection Services. The company provides Third-Party Inspection, Auditing, Testing, Training and Certification services across various industries and regions. It serves the Government, Public and Private Sector Organizations involved in Onshore, Offshore & Marine activities. The company operates in only one segment. The majority of the company's revenue is derived from the provision of Inspection Services.
15GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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