First National Bank Botswana (BOT:FNBBBT) Effective Interest Rate on Debt %: 0.00% (As of . 20)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOT:FNBBBT First National Bank Botswana Ltd BOT:FNBBBT
25 GF Score
Price BWP5.70
! 1 Warning Sign
View Full Analysis

What is First National Bank Botswana Effective Interest Rate on Debt %?

First National Bank Botswana BOT:FNBBBT 25 Effective Interest Rate on Debt % is 0.00% as of . 20. GuruFocus rates BOT:FNBBBT with a GF Score™ of 25/100. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. First National Bank Botswana's annualized positive value of Interest Expense for the quarter that ended in . 20 was BWP Mil. First National Bank Botswana's average total debt for the quarter that ended in . 20 was BWP Mil. Therefore, First National Bank Botswana's annualized Effective Interest Rate on Debt % for the quarter that ended in . 20 was %.


First National Bank Botswana  (BOT:FNBBBT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


First National Bank Botswana Effective Interest Rate on Debt % Related Terms


First National Bank Botswana Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for First National Bank Botswana's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First National Bank Botswana Effective Interest Rate on Debt % Chart

First National Bank Botswana Annual Data
Trend
Effective Interest Rate on Debt %

First National Bank Botswana Semi-Annual Data
Effective Interest Rate on Debt %

BOT:FNBBBT vs : Effective Interest Rate on Debt % Comparison

For the Banks - Regional subindustry, First National Bank Botswana's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First National Bank Botswana Effective Interest Rate on Debt % vs Banks Industry

For the Banks industry and Financial Services sector, First National Bank Botswana's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where First National Bank Botswana's Effective Interest Rate on Debt % falls into.


BOT:FNBBBT
25GF Score
First National Bank Botswana Ltd BOT:FNBBBT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First National Bank Botswana Effective Interest Rate on Debt % Calculation

First National Bank Botswana's annualized Effective Interest Rate on Debt % for the fiscal year that ended in . 20 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: . 20 )+Total Debt  (A: . 20 ))/ count )
=-1  *  /( (+)/ )
=-1  *  /
= %

where

First National Bank Botswana's annualized Effective Interest Rate on Debt % for the quarter that ended in . 20 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: . 20 )+Total Debt  (Q: . 20 ))/ count )
=-1  *  /( (+)/ )
=-1  *  /
= %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (. 20) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
First National Bank Botswana (BOT:FNBBBT) has a Effective Interest Rate on Debt % of 0.00% as of . 20. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on First National Bank Botswana and its competitors.
Is First National Bank Botswana's Effective Interest Rate on Debt % too high?
First National Bank Botswana's current Effective Interest Rate on Debt % is 0.00%. Overall, First National Bank Botswana has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does First National Bank Botswana's Effective Interest Rate on Debt % compare to ?
First National Bank Botswana's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on First National Bank Botswana and its competitors. First National Bank Botswana's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First National Bank Botswana stock overvalued right now?
First National Bank Botswana (BOT:FNBBBT) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. First National Bank Botswana's overall GF Score™ is 25/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For First National Bank Botswana (BOT:FNBBBT), the current Effective Interest Rate on Debt % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

First National Bank Botswana Business Description

Comparable Companies
Address Plot 54362, First Place, Central Business District, PO Box 1552, Gaborone, BWA
First National Bank Botswana Ltd is a commercial bank which offers banking and related services through its branches, agencies and automated teller machines in Botswana. The company offers cheque, transactional savings, and student accounts, overdrafts, loans, and corporate finance services, credit and debit cards. It also provides foreign exchange solutions; Islamic finance and financial planning services; forex and trade services, such as payment, and import and export solutions; and accounting, point of sale, and custody services. In addition, the company offers agricultural solutions, farming enterprise finance services, payment, funding, and cash management services to the public sector; and treasury and trade services. Further, it provides corporate and investment banking services.
25GF Score

Get the complete analysis for BOT:FNBBBT

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BWP5.70
Price