Brady (BRC) Effective Interest Rate on Debt %: 4.35% (As of Apr. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BRC Brady Corp BRC
92 GF Score
Price $94.14
GF Value $84.38
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Brady Effective Interest Rate on Debt %?

Brady BRC +0.20% 92 Effective Interest Rate on Debt % is 4.35% as of Apr. 2026. GuruFocus rates BRC with a GF Score™ of 92/100 and a GF Value™ of $84.38 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Brady's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was $5 Mil. Brady's average total debt for the quarter that ended in Apr. 2026 was $117 Mil. Therefore, Brady's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 4.35%.


Brady  (NYSE:BRC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Brady Effective Interest Rate on Debt % Related Terms


Brady Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Brady's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Brady Effective Interest Rate on Debt % Chart

Brady Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.67 1.20 3.37 2.97 3.29

Brady Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.57 2.86 2.88 2.46 4.35

BRC vs GEO, BCO, ADT: Effective Interest Rate on Debt % Comparison

For the Security & Protection Services subindustry, Brady's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Brady Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, Brady's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Brady's Effective Interest Rate on Debt % falls into.


BRC
92GF Score
Brady Corp BRC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Brady Effective Interest Rate on Debt % Calculation

Brady's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jul. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jul. 2024 )+Total Debt  (A: Jul. 2025 ))/ count )
=-1  *  -4.747/( (129.659+158.565)/ 2 )
=-1  *  -4.747/144.112
=3.29 %

where

Total Debt  (A: Jul. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=116.277 + 13.382
=129.659

Total Debt  (A: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=143.331 + 15.234
=158.565

Brady's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -5.076/( (144.898+88.509)/ 2 )
=-1  *  -5.076/116.7035
=4.35 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=127.447 + 17.451
=144.898

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=72.127 + 16.382
=88.509

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.35% mean?
Brady (BRC) has a Effective Interest Rate on Debt % of 4.35% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Brady and its competitors.
Is Brady's Effective Interest Rate on Debt % too high?
Brady's current Effective Interest Rate on Debt % is 4.35%. Overall, Brady has a GF Score™ of 92/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Brady's Effective Interest Rate on Debt % compare to GEO and BCO?
Brady's Effective Interest Rate on Debt % of 4.35% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Brady and its competitors. Brady's current Effective Interest Rate on Debt % is 4.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Brady stock overvalued right now?
Based on GuruFocus' analysis, Brady (BRC) is currently considered Modestly Overvalued. The stock's GF Value™ is $84.38, compared to a current price of $94.14 — trading 11.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.35%. Brady's overall GF Score™ is 92/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Brady (BRC), the current Effective Interest Rate on Debt % is 4.35% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Brady (BRC) Overvalued in 2026?

Based on GuruFocus' analysis, Brady stock appears to be overvalued. The current stock price of $94.14 is trading 11.6% above its estimated GF Value™ of $84.38. GuruFocus considers Brady to be Modestly Overvalued.

Key valuation signals for BRC:

  • Effective Interest Rate on Debt %: 4.35%
  • GF Value™: $84.38 vs. price of $94.14 (11.6% above fair value)
  • GF Score™: 92/100 with 5 warning signs

No single metric tells the full story. See the BRC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Brady Business Description

Other Exchanges BRV:Germany
Address 6555 West Good Hope Road, Milwaukee, WI, USA, 53223
Brady Corp provides identification solutions and workplace safety products. The company offers identification and healthcare products that are sold under the Brady brand to maintenance, repair, and operations as well as original equipment manufacturing customers. Products include safety signs and labeling systems, material identification systems, wire identification, patient identification, and people identification. Brady also provides workplace safety and compliance products such as safety and compliance signs, asset tracking labels, and first-aid products. The company is organized and managed on a geographic basis with two reportable segments: Americas & Asia which derives maximum revenue, and Europe & Australia.
92GF Score

Get the complete analysis for BRC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$94.14
Price
$84.38
GF Value