BRR (ProCap Financial) Effective Interest Rate on Debt %: 2.85% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BRR ProCap Financial Inc BRR
10 GF Score
Price $1.70
! 1 Warning Sign
View Full Analysis

What is ProCap Financial Effective Interest Rate on Debt %?

ProCap Financial BRR -0.91% 10 Effective Interest Rate on Debt % is 2.85% as of Mar. 2026. GuruFocus rates BRR with a GF Score™ of 10/100. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. ProCap Financial's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $4.40 Mil. ProCap Financial's average total debt for the quarter that ended in Mar. 2026 was $154.57 Mil. Therefore, ProCap Financial's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.85%.


ProCap Financial  (NAS:BRR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


ProCap Financial Effective Interest Rate on Debt % Related Terms


ProCap Financial Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for ProCap Financial's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ProCap Financial Effective Interest Rate on Debt % Chart

ProCap Financial Annual Data
Trend Dec25
Effective Interest Rate on Debt %
0.00

ProCap Financial Quarterly Data
Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % 0.00 0.00 0.00 2.85

BRR vs WTF, BMHL, SLNH: Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, ProCap Financial's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ProCap Financial Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, ProCap Financial's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where ProCap Financial's Effective Interest Rate on Debt % falls into.


BRR
10GF Score
ProCap Financial Inc BRR
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ProCap Financial Effective Interest Rate on Debt % Calculation

ProCap Financial's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: . 20 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  /( (+)/ )
=-1  *  /
= %

where

ProCap Financial's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -4.4/( (216.451+92.68)/ 2 )
=-1  *  -4.4/154.5655
=2.85 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=216.451 + 0
=216.451

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=92.439 + 0.241
=92.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.85% mean?
ProCap Financial (BRR) has a Effective Interest Rate on Debt % of 2.85% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ProCap Financial and its competitors.
Is ProCap Financial's Effective Interest Rate on Debt % too high?
ProCap Financial's current Effective Interest Rate on Debt % is 2.85%. Overall, ProCap Financial has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does ProCap Financial's Effective Interest Rate on Debt % compare to WTF and BMHL?
ProCap Financial's Effective Interest Rate on Debt % of 2.85% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ProCap Financial and its competitors. ProCap Financial's current Effective Interest Rate on Debt % is 2.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ProCap Financial stock overvalued right now?
ProCap Financial (BRR) has a current Effective Interest Rate on Debt % of 2.85%. The current Effective Interest Rate on Debt % is 2.85%. ProCap Financial's overall GF Score™ is 10/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For ProCap Financial (BRR), the current Effective Interest Rate on Debt % is 2.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

ProCap Financial Business Description

Address 600 Lexington Avenue, Floor 2, New York, NY, USA, 10022
ProCap Financial Inc is focused on Bitcoin-focused media products and Bitcoin holdings. The Company typically provides advertising and marketing services through weekly digital media placements, including audio and social media advertisements. The Company offers media products to help independent investors understand financial markets, current events, and technology advancements. These media products include social media accounts, email newsletters, and audio or video content. The Company also added strategies related to the use of AI and automation to support the development and delivery of financial products and services.
10GF Score

Get the complete analysis for BRR

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.70
Price