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Zions Bancorp NA (BSP:Z1IO34) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Zions Bancorp NA Effective Interest Rate on Debt % Related Terms
Zions Bancorp NA Effective Interest Rate on Debt % Historical Data
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The historical data trend for Zions Bancorp NA's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zions Bancorp NA Effective Interest Rate on Debt % Chart
BSP:Z1IO34 vs ONB, SSB, CFR: Effective Interest Rate on Debt % Comparison
For the Banks - Regional subindustry, Zions Bancorp NA's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zions Bancorp NA Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, Zions Bancorp NA's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Zions Bancorp NA's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 47.84% mean?
Zions Bancorp NA (BSP:Z1IO34) has a Effective Interest Rate on Debt % of 47.84% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Zions Bancorp NA and its competitors.
Is Zions Bancorp NA's Effective Interest Rate on Debt % too high?
Zions Bancorp NA's current Effective Interest Rate on Debt % is 47.84%. Overall, Zions Bancorp NA has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Zions Bancorp NA's Effective Interest Rate on Debt % compare to ONB and SSB?
Zions Bancorp NA's Effective Interest Rate on Debt % of 47.84% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Zions Bancorp NA and its competitors. Zions Bancorp NA's current Effective Interest Rate on Debt % is 47.84%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zions Bancorp NA stock overvalued right now?
Zions Bancorp NA (BSP:Z1IO34) has a current Effective Interest Rate on Debt % of 47.84%. The stock's GF Value™ is R$266.19, compared to a current price of R$353.00 — trading 32.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 47.84%. Zions Bancorp NA's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Zions Bancorp NA (BSP:Z1IO34), the current Effective Interest Rate on Debt % is 47.84% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zions Bancorp NA (BSP:Z1IO34) Overvalued in 2026?
Based on GuruFocus' analysis, Zions Bancorp NA stock appears to be overvalued.
The current stock price of R$353.00 is trading 32.6% above its estimated GF Value™ of R$266.19.
Key valuation signals for BSP:Z1IO34:
Effective Interest Rate on Debt %: 47.84%
GF Value™: R$266.19 vs. price of R$353.00 (32.6% above fair value)
No single metric tells the full story. See the BSP:Z1IO34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zions Bancorp is a US regional bank with around $90 billion in total assets as of March 31, 2026. Headquartered in Salt Lake City, Utah, Zions' branch network is in the Western and Southwestern United States and includes seven affiliate banks in these markets. The bank has a heavy focus on small and midsize commercial banking.
66GF Score
Get the complete analysis for BSP:Z1IO34
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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