BTO (John Hancock Financial Opportunities Fund) Effective Interest Rate on Debt %: 4.90% (As of Dec. 2025)


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What is John Hancock Financial Opportunities Fund Effective Interest Rate on Debt %?

John Hancock Financial Opportunities Fund BTO -0.40% 35 Effective Interest Rate on Debt % is 4.90% as of Dec. 2025. GuruFocus rates BTO with a GF Score™ of 35/100. The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. John Hancock Financial Opportunities Fund's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $6.37 Mil. John Hancock Financial Opportunities Fund's average total debt for the quarter that ended in Dec. 2025 was $130.00 Mil. Therefore, John Hancock Financial Opportunities Fund's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.90%.


John Hancock Financial Opportunities Fund  (NYSE:BTO) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


John Hancock Financial Opportunities Fund Effective Interest Rate on Debt % Related Terms


John Hancock Financial Opportunities Fund Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for John Hancock Financial Opportunities Fund's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

John Hancock Financial Opportunities Fund Effective Interest Rate on Debt % Chart

John Hancock Financial Opportunities Fund Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 5.82 4.98

John Hancock Financial Opportunities Fund Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 5.78 5.06 4.90

BTO vs DXYZ, THQ, FFC: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, John Hancock Financial Opportunities Fund's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


John Hancock Financial Opportunities Fund Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, John Hancock Financial Opportunities Fund's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where John Hancock Financial Opportunities Fund's Effective Interest Rate on Debt % falls into.


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John Hancock Financial Opportunities Fund Effective Interest Rate on Debt % Calculation

John Hancock Financial Opportunities Fund's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -6.474/( (130+130)/ 2 )
=-1  *  -6.474/130
=4.98 %

where

John Hancock Financial Opportunities Fund's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -6.372/( (130+130)/ 2 )
=-1  *  -6.372/130
=4.90 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.90% mean?
John Hancock Financial Opportunities Fund (BTO) has a Effective Interest Rate on Debt % of 4.90% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on John Hancock Financial Opportunities Fund and its competitors.
Is John Hancock Financial Opportunities Fund's Effective Interest Rate on Debt % too high?
John Hancock Financial Opportunities Fund's current Effective Interest Rate on Debt % is 4.90%. Overall, John Hancock Financial Opportunities Fund has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does John Hancock Financial Opportunities Fund's Effective Interest Rate on Debt % compare to DXYZ and THQ?
John Hancock Financial Opportunities Fund's Effective Interest Rate on Debt % of 4.90% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on John Hancock Financial Opportunities Fund and its competitors. John Hancock Financial Opportunities Fund's current Effective Interest Rate on Debt % is 4.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is John Hancock Financial Opportunities Fund stock overvalued right now?
John Hancock Financial Opportunities Fund (BTO) has a current Effective Interest Rate on Debt % of 4.90%. The current Effective Interest Rate on Debt % is 4.90%. John Hancock Financial Opportunities Fund's overall GF Score™ is 35/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For John Hancock Financial Opportunities Fund (BTO), the current Effective Interest Rate on Debt % is 4.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

John Hancock Financial Opportunities Fund Business Description

Address 200 Berkeley Street, Boston, MA, USA, 02116
John Hancock Financial Opportunities Fund is a United States-based closed-end, diversified management investment company. Its investment objective is to provide a high level of total return consisting of long-term capital appreciation and current income. Under normal circumstances, the fund will invest at least 80% of its net assets in equity securities of U.S. and foreign financial services companies of any size. These companies may include, but are not limited to, banks, thrifts, finance and financial technology companies, brokerage and advisory firms, real estate-related firms, insurance companies, and financial holding companies.
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