BTTC (Black Titan) Effective Interest Rate on Debt %: 10.06% (As of Jan. 2026)

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BTTC Black Titan Corp BTTC
18 GF Score
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What is Black Titan Effective Interest Rate on Debt %?

Black Titan BTTC +5.83% 18 Effective Interest Rate on Debt % is 10.06% as of Jan. 2026. GuruFocus rates BTTC with a GF Score™ of 18/100. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Black Titan's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was $0.04 Mil. Black Titan's average total debt for the quarter that ended in Jan. 2026 was $0.40 Mil. Therefore, Black Titan's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 10.06%.

Black Titan  (NAS:BTTC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Black Titan Effective Interest Rate on Debt % Related Terms

Black Titan Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Black Titan's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Black Titan Effective Interest Rate on Debt % Chart

Black Titan Annual Data
Trend Jul22 Jul23 Jul24 Jul25
Effective Interest Rate on Debt %
8.25 6.64 8.94 3.97

Black Titan Semi-Annual Data
Jul22 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Effective Interest Rate on Debt % Get a 7-Day Free Trial 9.25 8.42 2.29 6.71 10.06

BTTC vs IDAI, IFBD, TWOH: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Black Titan's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Black Titan Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Black Titan's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Black Titan's Effective Interest Rate on Debt % falls into.


BTTC
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Black Titan Corp BTTC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Black Titan Effective Interest Rate on Debt % Calculation

Black Titan's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jul. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jul. 2024 )+Total Debt  (A: Jul. 2025 ))/ count )
=-1  *  -0.014/( (0.404+0.302)/ 2 )
=-1  *  -0.014/0.353
=3.97 %

where

Total Debt  (A: Jul. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.018 + 0.386
=0.404

Total Debt  (A: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.088 + 0.214
=0.302

Black Titan's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jul. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  -0.04/( (0.302+0.493)/ 2 )
=-1  *  -0.04/0.3975
=10.06 %

where

Total Debt  (Q: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.088 + 0.214
=0.302

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.417 + 0.076
=0.493

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 10.06% mean?
Black Titan (BTTC) has a Effective Interest Rate on Debt % of 10.06% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Black Titan and its competitors.
Is Black Titan's Effective Interest Rate on Debt % too high?
Black Titan's current Effective Interest Rate on Debt % is 10.06%. Overall, Black Titan has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Black Titan's Effective Interest Rate on Debt % compare to IDAI and IFBD?
Black Titan's Effective Interest Rate on Debt % of 10.06% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Black Titan and its competitors. Black Titan's current Effective Interest Rate on Debt % is 10.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Black Titan stock overvalued right now?
Black Titan (BTTC) has a current Effective Interest Rate on Debt % of 10.06%. The current Effective Interest Rate on Debt % is 10.06%. Black Titan's overall GF Score™ is 18/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Black Titan (BTTC), the current Effective Interest Rate on Debt % is 10.06% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Black Titan Business Description

Address Jalan PJU 7/6, Level 8, Unit 8-02 The Bousteador, 10, Mutiara Damansara, Petaling Jaya, SGR, MYS, 47800
Black Titan Corp provides human resource and payroll consulting, software implementation, and training solutions using PeopleSoft platforms. The company's revenue is mainly derived from the provision of HCM solutions, followed by the provision of IT staff augmentation, outsourcing and consulting services.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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