Civita Group Nyrt (BUD:CIVITA) Effective Interest Rate on Debt %: 4.82% (As of Dec. 2025)

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BUD:CIVITA Civita Group Nyrt BUD:CIVITA
46 GF Score
Price Ft334.00
GF Value Ft747.51
Valuation Possible Value Trap
! 6 Warning Signs
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What is Civita Group Nyrt Effective Interest Rate on Debt %?

Civita Group Nyrt BUD:CIVITA -4.02% 46 Effective Interest Rate on Debt % is 4.82% as of Dec. 2025. GuruFocus rates BUD:CIVITA with a GF Score™ of 46/100 and a GF Value™ of Ft747.51 (Possible Value Trap). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Civita Group Nyrt's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was Ft129 Mil. Civita Group Nyrt's average total debt for the quarter that ended in Dec. 2025 was Ft2,680 Mil. Therefore, Civita Group Nyrt's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.82%.


Civita Group Nyrt  (BUD:CIVITA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Civita Group Nyrt Effective Interest Rate on Debt % Related Terms


Civita Group Nyrt Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Civita Group Nyrt's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Civita Group Nyrt Effective Interest Rate on Debt % Chart

Civita Group Nyrt Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 0.94 3.58 4.20 4.25 5.02

Civita Group Nyrt Semi-Annual Data
Dec19 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.85 4.24 4.70 5.77 4.82

BUD:CIVITA vs KHC, GIS, HRL: Effective Interest Rate on Debt % Comparison

For the Packaged Foods subindustry, Civita Group Nyrt's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Civita Group Nyrt Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Civita Group Nyrt's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Civita Group Nyrt's Effective Interest Rate on Debt % falls into.


BUD:CIVITA
46GF Score
Civita Group Nyrt BUD:CIVITA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Civita Group Nyrt Effective Interest Rate on Debt % Calculation

Civita Group Nyrt's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -141.083/( (2784.976+2840.515)/ 2 )
=-1  *  -141.083/2812.7455
=5.02 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=334.992 + 2449.984
=2784.976

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1255.425 + 1585.09
=2840.515

Civita Group Nyrt's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -129.086/( (2519.458+2840.515)/ 2 )
=-1  *  -129.086/2679.9865
=4.82 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1384.781 + 1134.677
=2519.458

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1255.425 + 1585.09
=2840.515

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.82% mean?
Civita Group Nyrt (BUD:CIVITA) has a Effective Interest Rate on Debt % of 4.82% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Civita Group Nyrt and its competitors.
Is Civita Group Nyrt's Effective Interest Rate on Debt % too high?
Civita Group Nyrt's current Effective Interest Rate on Debt % is 4.82%. Overall, Civita Group Nyrt has a GF Score™ of 46/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Civita Group Nyrt's Effective Interest Rate on Debt % compare to KHC and GIS?
Civita Group Nyrt's Effective Interest Rate on Debt % of 4.82% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Civita Group Nyrt and its competitors. Civita Group Nyrt's current Effective Interest Rate on Debt % is 4.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Civita Group Nyrt stock overvalued right now?
Based on GuruFocus' analysis, Civita Group Nyrt (BUD:CIVITA) is currently considered Possible Value Trap. The stock's GF Value™ is Ft747.51, compared to a current price of Ft334.00 — trading 55.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.82%. Civita Group Nyrt's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Civita Group Nyrt (BUD:CIVITA), the current Effective Interest Rate on Debt % is 4.82% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Civita Group Nyrt (BUD:CIVITA) Overvalued in 2026?

Based on GuruFocus' analysis, Civita Group Nyrt stock appears to be undervalued. The current stock price of Ft334.00 is trading 55.3% below its estimated GF Value™ of Ft747.51. GuruFocus considers Civita Group Nyrt to be Possible Value Trap.

Key valuation signals for BUD:CIVITA:

  • Effective Interest Rate on Debt %: 4.82%
  • GF Value™: Ft747.51 vs. price of Ft334.00 (55.3% below fair value)
  • GF Score™: 46/100 with 6 warning signs

No single metric tells the full story. See the BUD:CIVITA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Civita Group Nyrt Business Description

Address Tancsics utca 101, Monostorpalyi, Budapest, HUN, 4275
Civita Group Nyrt operates corn mills. It offers a diversified range of corn-based products, including corn meal, corn oil, flour, semolina, and flour mixtures, a high-fiber short and long-form corn pasta product line, and cold-pressed corn oil.
46GF Score

Get the complete analysis for BUD:CIVITA

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Ft334.00
Price
Ft747.51
GF Value