BYLOF (Big Yellow Group) Effective Interest Rate on Debt %: 2.95% (As of Mar. 2026)


BYLOF Big Yellow Group PLC BYLOF
74 GF Score
Price $12.36
GF Value $14.84
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Big Yellow Group Effective Interest Rate on Debt %?

Big Yellow Group BYLOF +3.15% 74 Effective Interest Rate on Debt % is 2.95% as of Mar. 2026. GuruFocus rates BYLOF with a GF Score™ of 74/100 and a GF Value™ of $14.84 (Modestly Undervalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Big Yellow Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $19.1 Mil. Big Yellow Group's average total debt for the quarter that ended in Mar. 2026 was $647.4 Mil. Therefore, Big Yellow Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.95%.


Big Yellow Group  (OTCPK:BYLOF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Big Yellow Group Effective Interest Rate on Debt % Related Terms


Big Yellow Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Big Yellow Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Big Yellow Group Effective Interest Rate on Debt % Chart

Big Yellow Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.62 3.27 5.11 3.92 3.01

Big Yellow Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.72 4.79 3.36 2.99 2.95

BYLOF vs PLD, PSA, EXR: Effective Interest Rate on Debt % Comparison

For the REIT - Industrial subindustry, Big Yellow Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Big Yellow Group Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Big Yellow Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Big Yellow Group's Effective Interest Rate on Debt % falls into.


BYLOF
74GF Score
Big Yellow Group PLC BYLOF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Big Yellow Group Effective Interest Rate on Debt % Calculation

Big Yellow Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -18.072/( (530.143+669.365)/ 2 )
=-1  *  -18.072/599.754
=3.01 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=523.244 + 6.899
=530.143

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=662.308 + 7.057
=669.365

Big Yellow Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -19.096/( (625.436+669.365)/ 2 )
=-1  *  -19.096/647.4005
=2.95 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=618.222 + 7.214
=625.436

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=662.308 + 7.057
=669.365

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.95% mean?
Big Yellow Group (BYLOF) has a Effective Interest Rate on Debt % of 2.95% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Big Yellow Group and its competitors.
Is Big Yellow Group's Effective Interest Rate on Debt % too high?
Big Yellow Group's current Effective Interest Rate on Debt % is 2.95%. Overall, Big Yellow Group has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Big Yellow Group's Effective Interest Rate on Debt % compare to PLD and PSA?
Big Yellow Group's Effective Interest Rate on Debt % of 2.95% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Big Yellow Group and its competitors. Big Yellow Group's current Effective Interest Rate on Debt % is 2.95%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Big Yellow Group stock overvalued right now?
Based on GuruFocus' analysis, Big Yellow Group (BYLOF) is currently considered Modestly Undervalued. The stock's GF Value™ is $14.84, compared to a current price of $12.36 — trading 16.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.95%. Big Yellow Group's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Big Yellow Group (BYLOF), the current Effective Interest Rate on Debt % is 2.95% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Big Yellow Group (BYLOF) Overvalued in 2026?

Based on GuruFocus' analysis, Big Yellow Group stock appears to be undervalued. The current stock price of $12.36 is trading 16.7% below its estimated GF Value™ of $14.84. GuruFocus considers Big Yellow Group to be Modestly Undervalued.

Key valuation signals for BYLOF:

  • Effective Interest Rate on Debt %: 2.95%
  • GF Value™: $14.84 vs. price of $12.36 (16.7% below fair value)
  • GF Score™: 74/100 with 7 warning signs

No single metric tells the full story. See the BYLOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Big Yellow Group Business Description

Industry Real EstateREITs
Other Exchanges BYGl:UKBYG:UKB9Y:Germany
Address Bridge Road, 2 The Deans, Bagshot, London, Surrey, GBR, GU19 5AT
Big Yellow Group PLC operates a portfolio of modern, purpose-built self-storage stores. The Group provides self storage solutions for domestic and business customers, including storage space, flexi offices, dedicated office space, delivery acceptance, forklifting, courier arrangement services, and the sale of boxes and packing materials. The Group operates Big Yellow stores and Armadillo stores across the United Kingdom, with a focus on London and the South East. The Group operates in one segment, the provision of self-storage and related services.
74GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.36
Price
$14.84
GF Value