Afric Industries (CAS:AFI) Effective Interest Rate on Debt %: 27.50% (As of Dec. 2025)


CAS:AFI Afric Industries SA CAS:AFI
66 GF Score
Price MAD323.00
GF Value MAD339.12
Valuation Fairly Valued
! 5 Warning Signs
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What is Afric Industries Effective Interest Rate on Debt %?

Afric Industries CAS:AFI 66 Effective Interest Rate on Debt % is 27.50% as of Dec. 2025. GuruFocus rates CAS:AFI with a GF Score™ of 66/100 and a GF Value™ of MAD339.12 (Fairly Valued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Afric Industries's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was MAD0.04 Mil. Afric Industries's average total debt for the quarter that ended in Dec. 2025 was MAD0.16 Mil. Therefore, Afric Industries's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 27.50%.


Afric Industries  (CAS:AFI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Afric Industries Effective Interest Rate on Debt % Related Terms


Afric Industries Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Afric Industries's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Afric Industries Effective Interest Rate on Debt % Chart

Afric Industries Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.29 2.98 2.19 0.00 0.00

Afric Industries Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.61 10.64 38.30 12.50 27.50

CAS:AFI vs LIN, SHW, ECL: Effective Interest Rate on Debt % Comparison

For the Specialty Chemicals subindustry, Afric Industries's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Afric Industries Effective Interest Rate on Debt % vs Chemicals Industry

For the Chemicals industry and Basic Materials sector, Afric Industries's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Afric Industries's Effective Interest Rate on Debt % falls into.


CAS:AFI
66GF Score
Afric Industries SA CAS:AFI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Afric Industries Effective Interest Rate on Debt % Calculation

Afric Industries's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.032/( (0+0)/ 1 )
=-1  *  -0.032/0
=N/A %

where

Afric Industries's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.044/( (0.16+0)/ 1 )
=-1  *  -0.044/0.16
=27.50 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 27.50% mean?
Afric Industries (CAS:AFI) has a Effective Interest Rate on Debt % of 27.50% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Afric Industries and its competitors.
Is Afric Industries' Effective Interest Rate on Debt % too high?
Afric Industries' current Effective Interest Rate on Debt % is 27.50%. Overall, Afric Industries has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Afric Industries' Effective Interest Rate on Debt % compare to LIN and SHW?
Afric Industries' Effective Interest Rate on Debt % of 27.50% can be compared against companies in the Chemicals industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Chemicals company?
A good Effective Interest Rate on Debt % depends on the Chemicals industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Afric Industries and its competitors. Afric Industries's current Effective Interest Rate on Debt % is 27.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Afric Industries stock overvalued right now?
Based on GuruFocus' analysis, Afric Industries (CAS:AFI) is currently considered Fairly Valued. The stock's GF Value™ is MAD339.12, compared to a current price of MAD323.00 — trading 4.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 27.50%. Afric Industries' overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Afric Industries (CAS:AFI), the current Effective Interest Rate on Debt % is 27.50% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Afric Industries (CAS:AFI) Overvalued in 2026?

Based on GuruFocus' analysis, Afric Industries stock appears to be undervalued. The current stock price of MAD323.00 is trading 4.8% below its estimated GF Value™ of MAD339.12. GuruFocus considers Afric Industries to be Fairly Valued.

Key valuation signals for CAS:AFI:

  • Effective Interest Rate on Debt %: 27.50%
  • GF Value™: MAD339.12 vs. price of MAD323.00 (4.8% below fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the CAS:AFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Afric Industries Business Description

Address Lot 107, Street 3, Tetouan Road, Industrial Area of Mghogha, Tangier, MAR, 90000
Afric Industries SA is engaged in the development, production, and marketing of abrasive products of all shapes and sizes. It is also engaged in the manufacturing and sale of tapes and adhesive and self-adhesive tapes; manufacturing, assembling, glazing, installation and marketing of all types of joinery and finished aluminum products and other materials; purchase, sale, import, export, manufacturing, processing, assembly, installation laying of all equipments, materials, tools, accessories, raw materials and spare parts.
66GF Score

Get the complete analysis for CAS:AFI

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD323.00
Price
MAD339.12
GF Value